drew11 wrote:"All cards will be backdated to jan 2012..."?! I thought, in this case for example, the OP Zync's opening date would stay the same and be in September 2012 while every other card applied for in the future will be the month of the application but with the year of 2012. Therefore by waiting to apply for the card in January instead of this month, the card would say it was actually opened January 2012 (instead of October 2012) and give you an extra 9 months on that specific card (not the Amex cards applied beforehand).
creditnocash wrote:might want to wait for jan though.
everytime you get a card your aaoa will take a hit. but if you wait for jan. if you get approved all cards will be backdated to jan 2012 giving you an extra year on each card.
just my 2 cents.
sorry for the misinterpretation.
i meant all cards he now applys for would be backdated. not the ones he already has.
but as op posted he does not care about his aaoa.
No that's fine I thought I had been misinterpreting it all along for a second!
creditnocash wrote:
drew11 wrote:"All cards will be backdated to jan 2012..."?! I thought, in this case for example, the OP Zync's opening date would stay the same and be in September 2012 while every other card applied for in the future will be the month of the application but with the year of 2012. Therefore by waiting to apply for the card in January instead of this month, the card would say it was actually opened January 2012 (instead of October 2012) and give you an extra 9 months on that specific card (not the Amex cards applied beforehand).
creditnocash wrote:might want to wait for jan though.
everytime you get a card your aaoa will take a hit. but if you wait for jan. if you get approved all cards will be backdated to jan 2012 giving you an extra year on each card.
just my 2 cents.
sorry for the misinterpretation.
i meant all cards he now applys for would be backdated. not the ones he already has.
but as op posted he does not care about his aaoa.
Thanks!
Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
creditnocash wrote:
kobe2012 wrote:I also got my Zync last month and still not reporting ......
... I wonder how much longer I need to wait for it to report
usually reports a few days after the statement closes.
i got mine sep 5th (apped aug 30th) statement close was the 28th and was on ck around the 6th
my statement closed sept 24th and still not on my report... maybe the second statement.... I just wanna apply for freedom and I was thinkin maybe I'll have a better shot if AMEX is on my report....
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