01-11-2013 09:41 PM
Biggest pain is having to get another ID. DMV sucks
DMV worst place to be in.
Sorry about your lost wallet OP.
01-11-2013 09:50 PM
Oh wow...sorry to hear about that. This must be just one big headache. That just made me think, aren't some of these monitoring services supposed to have an automatic identity theft/loss protection? I could have sworn that I read that you could call them and somehow they are able to quickly notify every creditor listed on your CBR? I have USAA monitoring and I thought that was there. Anybody know about this?
The link posted i think like 3 up has that option but i dont really want to pay 40 dollars a month. Anyone have this on their cards for free that was an easy approval i can apply for in the near future in case this happens again ?
i see you have a BofA card.
I use BofA privacy assist for credit monitoring - i think it's about $12 a month.
i get quarterly mini-credit reports and scores and email alerts for any significant changes during the interim between quarterly reports
iirc, they also offer where you can register up to 20 credit/debit cards... i assume this is so they can help you if your cards are lost or stolen or if you've had your identity 'stolen'
from personal experience about 8 yrs ago when my purse was stolen ,i was told if you report the incident to the police (because of possibility of identify theft), you can somehow get CRAs to provide you with free credit reports. i think you can do that without having a credit monitoring service assist you, but BofA privacy assist offers help with identity theft issues
01-12-2013 03:20 PM
DMV!!!!! I know abut DMV!!! Been trying to get duplicate copy of my D.L. for almost a year now. I lost my wallet with all of my ID including my ss card. In NJ the DMV require 6-points of ID and I dont have it because I lost my wallet. I know what your going through. Sorry to hear that.
01-12-2013 04:06 PM
Oh, that's gonna suck. Especially if you're one of the guys on here with umpteen cards.
01-12-2013 05:43 PM
01-12-2013 07:42 PM
that sucks man, credit cards are no big deal a few phone calls and thats taken care of. Id be upset that id have to get another ID and SS card if those were in the wallet and worry about someone using my identity.
I never carry my ss card in my wallet and only carry the cards im using for that month.
01-12-2013 09:39 PM - edited 01-12-2013 09:41 PM
I hope this never happens to my dad, mom nor sister because....well......I LOVE THEIr CREDIT CARDS AND WOULD HATE TO KNOW THAT THEY ARE BEING USED BY SOME STARNGER. hahha that mst be the crappiest feeling. EVERYHTING WELL BE FINE JUST CALL AND CANCEL RIGHT AWAY
P.S SENDING YOU A BIG BEAR AND TURTLE HUG
01-13-2013 01:03 PM
It's a nightmare and DMV here are very very strick!! Even though they can look-up my picture on their database, it doesn't matter with them.
I am from NJ as well. There's a valid reason our DMV is so strict. Some of the 9/11 terrorists had valid NJ drivers licenses. Everything I need to go to the DMV is kept in a safe deposit box. You really only need a Birth Certificate, Social Security card, and a credit card bill to get 6 points.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.