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Valued Member
CCOCD
Posts: 46
Registered: ‎01-27-2011

Love GEMB

Hit the luv button on my Sams card and BAM 3000.00CLI(I think I also got the Sam's Discover as well).Feeling happy so I hit the LUV button at Lowe's and BAM 1200.00CLI.

GEMB works for me...



Starting Score: 672
Current Score: EQ ? TU 698
Goal Score: 725


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Frequent Contributor
FicoScore626
Posts: 253
Registered: ‎09-01-2009

Re: Love GEMB

 


CCOCD wrote:

Hit the luv button on my Sams card and BAM 3000.00CLI(I think I also got the Sam's Discover as well).Feeling happy so I hit the LUV button at Lowe's and BAM 1200.00CLI.

GEMB works for me...


 

Congratulations!

The GEMB Luv button has never worked for me,  BUT GEMB has given me some SWEET credit line increases regularly, taking my once $150 credit limit at JCPenneys up to $1700.

Frequent Contributor
halos24
Posts: 389
Registered: ‎09-07-2009

Re: Love GEMB

Congrats! How long have you had both cards? I have a few cards with them, and they just will not increase 3 of my cards! I use them heavily, so maybe I should wait past 6 months.
My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Love GEMB


halos24 wrote:
Congrats! How long have you had both cards? I have a few cards with them, and they just will not increase 3 of my cards! I use them heavily, so maybe I should wait past 6 months.

Normally you can ask for CLI every 4 months with all GEMB Cards.

Frequent Contributor
halos24
Posts: 389
Registered: ‎09-07-2009

Re: Love GEMB

I have and so far nothing from Amazon, Gap, or Old Navy.
My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Valued Member
CCOCD
Posts: 46
Registered: ‎01-27-2011

Re: Love GEMB

Actually they are 2 of my oldest open accounts.Have had both for over 9 years.Funny thing is,they just gave me very generous CLI back in October and then again yesterday.In October they were both around $2500.00 and now I have $7000. and $6000.And both of the accounts have charges that are interest free for 18mnths and 2 years!



Starting Score: 672
Current Score: EQ ? TU 698
Goal Score: 725


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Established Contributor
valley_man0505
Posts: 879
Registered: ‎05-29-2008

Re: Love GEMB

With my Wal Mart GEMB card, I have success every 4 months with the luv button.  If I try it at 3 months, 29 days, I get nothing.  If I try again 3 days later, I get a CLI.  It is typically only an increase of $100-$150 each time, but I have managed to take a $900 CL card up to $1600 in a little over two years.  One time, my card was  even $2 over the limit when I tried it and they still gave me a CLI (talk about an easy way to get an overlimit card back under the limit!).

 

I just wish I could start getting more than $100 - $150 each time.

Established Member
alaska8979
Posts: 28
Registered: ‎12-31-2010

Re: Love GEMB

OH MY GOD>>>>>I just logged into my sams GEMB and hit the love button for the heck of it...$4000.00 CLI just like that, now it's $6100...I am speechless.


Starting Score: TU 607, EQ 574, EX 656
Current Score: TU 645, EQ 603, EX ?
Goal Score: 750+


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New Contributor
LS1
Posts: 60
Registered: ‎07-03-2007

Re: Love GEMB

Congrats!  I haven't been able to get in with GEMB yet.  I've tried for the Amazon card and the CarCareOne card within the past 6 months and was denied on both accounts.  My scores aren't really THAT bad, I was sort of surprised but I do wish to have the Amazon card one of these years since I  buy something off the site regularly.


Starting Score: TU 652- EQ 658 - EX 668
Current Score: TU 679 - EQ 681 - EX 681 as of 3.13.11
Goal Score: 700 with all 3


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Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008

Re: Love GEMB

Well I'm glad GEMB works for somebody!  Congrats!

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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