Love from GEMB, Chase, Citi, BofA

[vish1]

I requested CL increase on respective websites of Citi, GE/JCP, BofA and Chase (Phone)

Citi AA Visa Signature: got an $1,500 increase. Old CL: 9,000        New CL: $10,500

GE/JCP Platinum: got an $500 increase. Old CL: 1,800        New CL: $2,300

BofA Virgin Atlantic: got an $3,000 increase. Old CL: 5000      New CL: $8,000

Chase Freedom: got an increase of $2,000.   Old CL: 8000   New CL: $10,000

No HPs.

My current profile:

Chase Freedom $10,000  |||  Chase BA Visa sig $5,500  |||  Chase United Visa sig $5,000 ||| BofA Cash Rewards Visa Sig $12,000 ||| BofA Virgin Atlantic Amex $8,000 ||| Discover More $3,000  |||  Amex Zync NPSL  |||  Citi AA Visa Sig $10,500  ||| US Bank Flexperks $8,000  ||| Barclay's US Airways Plat Master $4,000 ||| DCU Pla Rewards $3,000  ||| Cap One Plat: $2,200  ||| GE/JCP $2,300  ||| Kohl's charge: $600  ||| Macy's : $600

Monthly Spend / Balance of about 1500 or so always PIF. I late payment in March 2013.

[navigatethis12]

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.

[youngandcreditwrthy]

LOL are you sure no hp? Chase almost always hps.

[vish1]

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@navigatethis12 wrote:

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.

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Bank of America always did it with NO HP for me.

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[vish1]

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@youngandcreditwrthy wrote:
LOL are you sure no hp? Chase almost always hps.

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This is what the lady told me. I also pulled my experian 5 minutes back and there is no HP. Chase always pulls experian for me.

[LS2982]

CONGRATS!!!

I wouldnt be so sure about Chase/BofA being a SP. If you have access to all 3 reports I would pull them tommorow.

[09Lexie]

Congrats and I agree double check your reports tomorrow.

[enharu]

It's almost 99.9% a HP for chase if you initiated the CLI. Monitoring services (including experian.com themselves) usually have 24-72 hour delay. Keep a lookout for it over the next few days.

Grats on the increases!

[myjourney]

Nice congrats on the CLI spree