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Love from GEMB, Chase, Citi, BofA

Valued Contributor

Love from GEMB, Chase, Citi, BofA

I requested CL increase on respective websites of Citi, GE/JCP, BofA and Chase (Phone)

Citi AA Visa Signature: got an $1,500 increase. Old CL: 9,000        New CL: $10,500

GE/JCP Platinum: got an $500 increase. Old CL: 1,800        New CL: $2,300

BofA Virgin Atlantic: got an $3,000 increase. Old CL: 5000      New CL: $8,000

Chase Freedom: got an increase of $2,000.   Old CL: 8000   New CL: $10,000

 

No HPs.

 

My current profile:

Chase Freedom $10,000  |||  Chase BA Visa sig $5,500  |||  Chase United Visa sig $5,000 ||| BofA Cash Rewards Visa Sig $12,000 ||| BofA Virgin Atlantic Amex $8,000 ||| Discover More $3,000  |||  Amex Zync NPSL  |||  Citi AA Visa Sig $10,500  ||| US Bank Flexperks $8,000  ||| Barclay's US Airways Plat Master $4,000 ||| DCU Pla Rewards $3,000  ||| Cap One Plat: $2,200  ||| GE/JCP $2,300  ||| Kohl's charge: $600  ||| Macy's : $600

 

Monthly Spend / Balance of about 1500 or so always PIF. I late payment in March 2013.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 1 of 12
11 REPLIES
Valued Contributor

Re: Love from GEMB, Chase, Citi, BofA

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.

Message 2 of 12
Senior Contributor

Re: Love from GEMB, Chase, Citi, BofA

LOL are you sure no hp? Chase almost always hps.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 12
Senior Contributor

Re: Love from GEMB, Chase, Citi, BofA

 
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 12
Valued Contributor

Re: Love from GEMB, Chase, Citi, BofA


navigatethis12 wrote:

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.


Bank of America always did it with NO HP for me.


 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 5 of 12
Valued Contributor

Re: Love from GEMB, Chase, Citi, BofA


youngandcreditwrthy wrote:
LOL are you sure no hp? Chase almost always hps.

This is what the lady told me. I also pulled my experian 5 minutes back and there is no HP. Chase always pulls experian for me.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 6 of 12
Mega Contributor

Re: Love from GEMB, Chase, Citi, BofA

CONGRATS!!!

 

I wouldnt be so sure about Chase/BofA being a SP. If you have access to all 3 reports I would pull them tommorow.




EQ FICO 548 3/3/16
Message 7 of 12
Moderator Emerita

Re: Love from GEMB, Chase, Citi, BofA

Congrats and I agree double check your reports tomorrow.
Message 8 of 12
Super Contributor

Re: Love from GEMB, Chase, Citi, BofA

It's almost 99.9% a HP for chase if you initiated the CLI. Monitoring services (including experian.com themselves) usually have 24-72 hour delay. Keep a lookout for it over the next few days.

Grats on the increases!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 9 of 12
Super Contributor

Re: Love from GEMB, Chase, Citi, BofA

Nice congrats on the CLI spree 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 12