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Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Love from GEMB, Chase, Citi, BofA

I requested CL increase on respective websites of Citi, GE/JCP, BofA and Chase (Phone)

Citi AA Visa Signature: got an $1,500 increase. Old CL: 9,000        New CL: $10,500

GE/JCP Platinum: got an $500 increase. Old CL: 1,800        New CL: $2,300

BofA Virgin Atlantic: got an $3,000 increase. Old CL: 5000      New CL: $8,000

Chase Freedom: got an increase of $2,000.   Old CL: 8000   New CL: $10,000

 

No HPs.

 

My current profile:

Chase Freedom $10,000  |||  Chase BA Visa sig $5,500  |||  Chase United Visa sig $5,000 ||| BofA Cash Rewards Visa Sig $12,000 ||| BofA Virgin Atlantic Amex $8,000 ||| Discover More $3,000  |||  Amex Zync NPSL  |||  Citi AA Visa Sig $10,500  ||| US Bank Flexperks $8,000  ||| Barclay's US Airways Plat Master $4,000 ||| DCU Pla Rewards $3,000  ||| Cap One Plat: $2,200  ||| GE/JCP $2,300  ||| Kohl's charge: $600  ||| Macy's : $600

 

Monthly Spend / Balance of about 1500 or so always PIF. I late payment in March 2013.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: Love from GEMB, Chase, Citi, BofA

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Love from GEMB, Chase, Citi, BofA

LOL are you sure no hp? Chase almost always hps.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Love from GEMB, Chase, Citi, BofA

 
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Love from GEMB, Chase, Citi, BofA


navigatethis12 wrote:

I didn't know Bank of America or Chase did increases without a hard inquiry. Those are brilliant increases.


Bank of America always did it with NO HP for me.


 

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Love from GEMB, Chase, Citi, BofA


youngandcreditwrthy wrote:
LOL are you sure no hp? Chase almost always hps.

This is what the lady told me. I also pulled my experian 5 minutes back and there is no HP. Chase always pulls experian for me.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Love from GEMB, Chase, Citi, BofA

CONGRATS!!!

 

I wouldnt be so sure about Chase/BofA being a SP. If you have access to all 3 reports I would pull them tommorow.




EQ FICO 548 3/3/16
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Love from GEMB, Chase, Citi, BofA

Congrats and I agree double check your reports tomorrow.
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Love from GEMB, Chase, Citi, BofA

It's almost 99.9% a HP for chase if you initiated the CLI. Monitoring services (including experian.com themselves) usually have 24-72 hour delay. Keep a lookout for it over the next few days.

Grats on the increases!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Love from GEMB, Chase, Citi, BofA

Nice congrats on the CLI spree 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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