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Love this denial reason

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2FixMyCredit
Established Contributor

Love this denial reason

I love the ONLY denial reason being "too many inquiries"

 

On my last app spree I got a few of the 30 day notices and this week received several of the letters this week and most of them were for that reason, and only that reason.  I'm so excited for this simply because when I first started out there was usually a list of 3-5 reasons for the denial. LOL

 

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 1 of 6
5 REPLIES 5
Matt6995
Regular Contributor

Re: Love this denial reason

I was shot down by Citi a month ago for inquiries and that was the only reason they gave like you. They said I could write a letter after I received theirs but never received their letter.

 

Needless to say I was disappointed but, as you stated, 3 years ago the list was a mile long.

 

Oh well. could have been worse.

 

Good job on cleaning up your reports.

 

Sorry about the decline.

 

 

Message 2 of 6
sccredit
Valued Contributor

Re: Love this denial reason

Definitely progress.  Hang off on the apps for a while and next time youre going for Citi they'll have to approve you.  Keep up the good work.

Message 3 of 6
coldnmn
Mega Contributor

Re: Love this denial reason

 Congrats! Your right you know where you came from now you know with some time your on your way to the top.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 6
kiasmith1974
Contributor

Re: Love this denial reason

I got declined by Nordstrom for "too many inquires"

 

I asked the agent "are you sure thats the ONLY reason i'm being declined?"

 

 

LOL

 

i was so happy after that call

 

who gets happy after a decline? Smiley Wink

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 5 of 6
eddie84
Valued Contributor

Re: Love this denial reason


@2FixMyCredit wrote:

I love the ONLY denial reason being "too many inquiries"

 


I got that too from Citi when I first apped for one of their cards but a lady from their EO called me and said that she could get an analyst to overturn that decision.  She told me to app again for any card that I want so I did and sure enough, I was approved within a couple of days.

 

 

Message 6 of 6
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