Reply
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Loving Gap and just got Silver

A few points. I has to spend a little more money on clothing for the winter and was able to upgrade to silver to enjoy these benefits:

 

  • FREE shipping on all online purchases7
  • 15% off Choose Your Own Sale Day offer8
  • FREE basic alterations on all Banana Republic purchases9
  • Exclusive toll-free Silver priority line
  • Silver-only offers and shopping events like Triple Points Days

 

Also it seems every month I get a new deal pushing me to use the Gap Visa outside the brands. Last month I got $25 in rewards for using my Visa 5 times outside of the brand. The new offering this month is from November 1st through December 31st everytime you use your Visa (outside the brands) you will get 200 bonus points--no caps. That means for every 5 swipes $10 in reward. Yes I'll be swiping away!! As it stands, I currently have $225 reward dollards on my account by taking advantage of these promos and using my Visa and also by shopping!! I've save so much. The Gap card gets such bad reviews, but I feel like I do well with this card!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
kevinjjc
Posts: 1,301
Registered: ‎01-14-2009

Re: Loving Gap and just got Silver

Congrats on the upgraded status! Just curious, what do the bad reviews say?
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Loving Gap and just got Silver

Congrats

Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Re: Loving Gap and just got Silver

Thanks! Regarding bad reviews I mean generally reviews rate this card Badly because of its high APR and the fact that the rewards can only be used at their brands.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Contributor
frogfan12
Posts: 872
Registered: ‎10-16-2010

Re: Loving Gap and just got Silver

I wonder if Old Navy will have some similar incentives. I swiped a few times to get a $20 reward. After I pay that card off, I don't know what I'll do with it because I'm cutting down my shopping. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Established Member
dialect
Posts: 48
Registered: ‎10-19-2012

Re: Loving Gap and just got Silver

[ Edited ]

once you get silver (which online it says i do), how long does it take to get the new card?

 

and damn, i wish i got the swipe it get $2. i would've went to the liquor store and swiped like 40 packs of gum separately.

 

edit:

 

and i love this card because i shop a lot at banana republic. standard 5% bonus but it also gives cardmember only special discounts which are often stackable with whatever current specials they have online (i've stacked 40% plus another 30% multiple times). so if you purchase lots of clothing, it's worth it imho.

Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Re: Loving Gap and just got Silver


dialect wrote:

once you get silver (which online it says i do), how long does it take to get the new card?

 

and damn, i wish i got the swipe it get $2. i would've went to the liquor store and swiped like 40 packs of gum separately.

 

edit:

 

and i love this card because i shop a lot at banana republic. standard 5% bonus but it also gives cardmember only special discounts which are often stackable with whatever current specials they have online (i've stacked 40% plus another 30% multiple times). so if you purchase lots of clothing, it's worth it imho.


 This is from the Gap website:

 

Upgrades to Silver level will be processed within 90 to 120 days after you qualify. Once you receive your upgraded card, you will receive additional Gap Silver cardmember benefits.

 

I wish it wouldn't take so long. It would be nice to have before Christmas. Free shipping would save me a bunch!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Re: Loving Gap and just got Silver


frogfan12 wrote:

I wonder if Old Navy will have some similar incentives. I swiped a few times to get a $20 reward. After I pay that card off, I don't know what I'll do with it because I'm cutting down my shopping. 


You know I'm not sure about Old Navy, but Gap is always sending these offers. Not sure if they are targeted and I'm the only one getting them or if everyone with a Gap Visa is getting them?? Here is what I just got--awesome deal BTW:

 

photo.JPG

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
Epcot
Posts: 2,783
Registered: ‎10-10-2012

Re: Loving Gap and just got Silver

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
laboi_22
Posts: 634
Registered: ‎07-07-2011

Re: Loving Gap and just got Silver

Thanks!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+