Reply
Member
GirlMelanie89
Posts: 10
Registered: ‎02-28-2012

Re: Low credit limit credit cards...Help

I agree 110%%% with what you ^^^^ said!!!!

FICO Score - Transunion: 635
What's in my Wallet?
Capital One: $2500 across 3 cards; Barclay Card: $3500; PayPal: $3000
***Store Cards***
Sam's Club: $700; Wal-Mart: $900; Meijer: $1200; Amazon.com: $700; Lowes: $500; JCP: $800; Macy's: No Preset Limit; Victoria's Secret: $1200; TJMaxx: $700; Belks: $700; NY&CO, Old Navy, Children's Place, Target, Jareds, Toys R Us, Dillards: $250 - $400
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012

Re: Low credit limit credit cards...Help

I also can't believe you declined the offer from Discover. That card likely would have grown with you over time.

It took me 3 weeks to get approved for the Chase Freedom & I only got a $1000 limit. I took it with a smiling face because I finally got in the door with a prime CCC. I would call them and still see if they will give you the card.

You have to start somewhere and closing the door on prime lenders is not the right avenue to take.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+