cancel
Showing results for 
Search instead for 
Did you mean: 

Low initial limit on my Discover It?

tag
Startome
Regular Contributor

Re: Low initial limit on my Discover It?

I'm curious, (Still very new to credit) why do people seem to really like the D-It card?

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500


Message 11 of 27
09Lexie
Moderator Emerita

Re: Low initial limit on my Discover It?

@Startome

Rotating categories
US based customer service
Friendly CSR's
No AF
ShopDiscover
Message 12 of 27
Startome
Regular Contributor

Re: Low initial limit on my Discover It?


09Lexie wrote:
@Startome

Rotating categories
US based customer service
Friendly CSR's
No AF
ShopDiscover


 

 

Thanks =)

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013


2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500


Message 13 of 27
Themanwhocan
Senior Contributor

Re: Low initial limit on my Discover It?

Its shiny.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 14 of 27
Eastside
Member

Re: Low initial limit on my Discover It?


@slap_happy wrote:

dont feel so bad, they do seem to be really conservitive, all my CL's are at $5k or above, my AAoA is 5 years with my oldest being 16 years!

they still only gave $1500 initial line but I will say, today marked 6 months that I have the card and like clockwork, on 3 months they gave me a CLI and today is 6 months and this moring I got another CLI.


Did they give you the CLI the day the statement cut or did it take a few days to show up?  My 3rd statement cut three days ago, I was hoping to get some auto luv.

Message 15 of 27

Re: Low initial limit on my Discover It?

Applied back in March myself, very much the same situation just about but my instant approval was for 3k.
Message 16 of 27
flan
Regular Contributor

Re: Low initial limit on my Discover It?


@Eastside wrote:


Did they give you the CLI the day the statement cut or did it take a few days to show up?  My 3rd statement cut three days ago, I was hoping to get some auto luv.


All of the auto CLIs I've gotten from discover have been seperate from statement closing date.  Once a day or two after (I'd asked for one, they denied it, and then gave me an auto the next week...), and twice a week or so after it. 

Message 17 of 27
Anonymous
Not applicable

Re: Low initial limit on my Discover It?

Discover It 5% 2% and 1% cash rewards works really well. The 2% for me has been on anything and I have had two (month long) during 2013. My CL has doubled since 2011. They are conservative in the beginning and they like usage.
Message 18 of 27
RushXTC
Established Contributor

Re: Low initial limit on my Discover It?


@09Lexie wrote:
@Startome

Rotating categories
US based customer service
Friendly CSR's
No AF
ShopDiscover

 

 

^This!

 

I'm on 7% Cashback on Gas right now! lol.

Message 19 of 27
OptimalCS
Frequent Contributor

Re: Low initial limit on my Discover It?

I think they're also income sensative.
"Wisdom is the principal thing..."
Message 20 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.