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Lowe's and WMT Discover INCREASE BABY

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youngandcreditwrthy
Senior Contributor

Lowe's and WMT Discover INCREASE BABY

So I called that lovely GE backdoor num again....

 

it's perfect and so predictable...

 

got lowe's up to 12,000 from 8,500

AND

Walmart Discover from 2,500 to an even 5,000.

 

 

In the next few weeks, I'll try to move my BR Visa from 3,000.

 

UGH,

I mean my util is already LOW, but why not lower it further. Like I'd ever spend that much at Lowe's... HAHA This is where having a credit card to a place you don't like all that much comes in handy people! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 7
6 REPLIES 6
kobe2012
Established Contributor

Re: Lowe's and WMT Discover INCREASE BABY

Do you know if they manually review your report?

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 2 of 7
flowfaster
Established Contributor

Re: Lowe's and WMT Discover INCREASE BABY

Again? When was the last time you called UW?

 

Oh and Congrats!

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 3 of 7
youngandcreditwrthy
Senior Contributor

Re: Lowe's and WMT Discover INCREASE BABY

They do manually review your report.....

 

They asked about a stupid fraud collection on there UGH, but I explained the situation, and it is marked as disputed on my CR.

 

 

Actually, the only other time I called GE UW was earlier today... which moved my Chevron card from 900-1500...

 

it's crazy how simple that was!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 7
youngandcreditwrthy
Senior Contributor

Re: Lowe's and WMT Discover INCREASE BABY

it also seems like the GECRB UW number will work for ANY GE account.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 7
CruzImperial
Established Contributor

Re: Lowe's and WMT Discover INCREASE BABY

Congrats!! Impresive increases!! Although they don't seem to take Brandsmart or Home Design cards with the numbers posted here, the other cards are always welcomed.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 6 of 7
youngandcreditwrthy
Senior Contributor

Re: Lowe's and WMT Discover INCREASE BABY

 

THANKS!!!! :-D

 

hmmm Ive never heard of those.. I live in Texas...

 

I can't believe I got those increases... those are what I asked for... no counteroffers or anything. 

 

lol it's crazy that I don't even like Lowe's, yet it's my highest CL at 12,000 PAHAHAHA. I charge like soap on it every once in a while...

although, I might get a wine cellar thingy now since they have that 0% on purchases of $299 or more for 18 months.

 

 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 7
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