Lowe's card- closed but would like a new one

[samy2576]

My husband had a lowe's card approximately 3 years ago. It was closed by the company for late payments. Since then he has been working on his credit and would like to apply for a new Lowe's card. Would they automatically deny him because of this? He was approved before with a score around 580 and it is now 605.

[Creditaddict]

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@samy2576 wrote:

My husband had a lowe's card approximately 3 years ago. It was closed by the company for late payments. Since then he has been working on his credit and would like to apply for a new Lowe's card. Would they automatically deny him because of this? He was approved before with a score around 580 and it is now 605.

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Is it all paid off now and you only had lates back 3 years ago? to be closed it must have been 90+ days late no?

What else is on his reports right now that still has him only at a 605 3 years later?

[Shogun]

On a good note, Lowes is backed by GE, and they are one of the more forgiving creditors.