thankfulheart wrote:You got that straight. Not only did they not waste time reporting, they also reported my opening balance as I used the card immediately to buy appliances for my new house. OUCH! Score dropped like a rock. Oh well, at least it will improve with time.
Def a better strategy to open the card first then use it after it reports if you can.
Mine reported next day as well!
Starting Score: 650
thankfulheart wrote:You got that straight. Not only did they not waste time reporting, they also reported my opening balance as I used the card immediately to buy appliances for my new house. OUCH! Score dropped like a rock. Oh well, at least it will improve with time.
I am so glad that I didn't use mine yet. Now it gives me time to use it if I wish, and have it paid off before it reports again!
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