Lower APR's?

[RonM21]

I'm almost surprised they did that 4 days in row. But I should know better because every day I see something that is an eyebrow raiser on here. I love when it's positive stuff though!!

[Anonymous]

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@Anonymous wrote:

So over the course of four days they lowered your APR by 4%, doing it twice at 2%? Wow I didn't know you could do it that frequently. I'll have to give it a shot in a couple of weeks. I can't believe the reps didn't say anything about JUST lowering your APR literally a couple of days right before that. Makes me wonder why they'd approve you for a 21% APR in the first place if they're just willing to lower it 4% within a week of getting your card.

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Lowered it again today. 17.24% now! 4/4: 23.24 -> 21.24 -> 19.24 -> 17.24

One reason they may be so lenient on this product is the penalty APR - there's at least one recent thread where someone got hit with the penalty APR (29.99%), and has never been able to get it decreased. Maybe they figure, sure, we'll give you this lower rate if you ask. Just don't screw up. Ever.

[Anonymous]

5/5!

23.24 -> 21.24 -> 19.24 -> 17.24 -> 15.24%

One more chat and I should hit the lowest published APR.

[galahad15]

Congrats on the most recent amazing APR reductions!

[jawbrkr]

Just got Amex and Discover to reduce mine by 3pts and 5pts respectively. Amex told me to call again in 3 months for possibly more reduction. 

[Anonymous]

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@Anonymous wrote:

5/5!

23.24 -> 21.24 -> 19.24 -> 17.24 -> 15.24%

One more chat and I should hit the lowest published APR.

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And, the train stops at 14.49% - Live chat didn't yield another reduction. Guess I should have known something was up when I only got .75%  knocked off yesterday. Oh well. I'll try again in 6 months!