Lower Interest Rates

[joy1979]

Is it just me or is anyone else having problems with getting their APR's reduced. I've called up almost every one of the card companies that I have and no one will give me a reduction. I just don't understand that. Please let me know how you all are doing with this. Thanks.

[Creditaddict]

USBank lowered mine about 5 months ago to a fixed 1.9 for 9 months but everyone else has been increasing rates.

[MidnightVoice]

The CCCs are hurting, there will be waaaay more rate increases than decreases

[Anonymous]

My wife tried to get three of hers lowered, and they all said no.

WaMu - 31.99%

BOA - 30%

Gap Visa - 21.99%

[Anonymous]

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@joy1979 wrote:
Is it just me or is anyone else having problems with getting their APR's reduced. I've called up almost every one of the card companies that I have and no one will give me a reduction. I just don't understand that. Please let me know how you all are doing with this. Thanks.

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Last month, I got a notice from Citi that they were raising my APR on my Diamond Preferred card. When I called and complained, they LOWERED the rate by 1.25%.

Yesterday, I called Juniper and they shaved 7% off the APR of my card with them.

[Anonymous]

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@Anonymous wrote:

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@joy1979 wrote:
Is it just me or is anyone else having problems with getting their APR's reduced. I've called up almost every one of the card companies that I have and no one will give me a reduction. I just don't understand that. Please let me know how you all are doing with this. Thanks.

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Last month, I got a notice from Citi that they were raising my APR on my Diamond Preferred card. When I called and complained, they LOWERED the rate by 1.25%.

Yesterday, I called Juniper and they shaved 7% off the APR of my card with them.

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Shaved off 7%?! Eek, what was your rate before that?

I don't even use a card that is over 7%. My cards that I use are 5.9 and 6.9.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@joy1979 wrote:
Is it just me or is anyone else having problems with getting their APR's reduced. I've called up almost every one of the card companies that I have and no one will give me a reduction. I just don't understand that. Please let me know how you all are doing with this. Thanks.

---

Last month, I got a notice from Citi that they were raising my APR on my Diamond Preferred card. When I called and complained, they LOWERED the rate by 1.25%.

Yesterday, I called Juniper and they shaved 7% off the APR of my card with them.

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Shaved off 7%?! Eek, what was your rate before that?

I don't even use a card that is over 7%. My cards that I use are 5.9 and 6.9.

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Who said I was using it? How do you think I got the rate reduced?