Posts: 81
Registered: ‎08-11-2010

Lowered APR? When to ask?

[ Edited ]

I opened a Bank of America secured card last june.. How long should I want to ask for the APR to be lowered?


I have been PIF every month, but it would just be nice to not be so nervous about a just-in-case-i-do-leave-a-balance scenario.

Starting Score (Aug 2010): EX637 EQ641 TU 650 (FAKO)
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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010

Re: Lowered APR? When to ask?

I would not ask, until the card in unsecured.

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