No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I opened a Bank of America secured card last june.. How long should I want to ask for the APR to be lowered?
I have been PIF every month, but it would just be nice to not be so nervous about a just-in-case-i-do-leave-a-balance scenario.
I would not ask, until the card in unsecured.