There are pros and cons to each... some people prefer to apply in the store since if there are any ID issues they can take care of it on the spot, while others prefer to apply from home.
Also, if you apply from home (online) it's usually a TU HP, while if you apply in the store you might (?) be more likely to get a HP on EX. I don't recall reading/hearing about them pulling EQ, but I suppose that's possible, too.
Ok, I might need to apply in store then. The furniture store that we are getting most of our furniture from pulls TU so I'm trying to keep it spread out instead of everyone pulling the same bureau. You are right, I meant to say EQ 
I know they do give a temporary card in-store. On-line it should be the same.
@Gmood1 wrote:
I know they do give a temporary card in-store. On-line it should be the same.
+1
Regardless of how you apply, if you go to the store with picture ID they should be able to look up your account number (they've offered for me in the past).
Yes, when you apply online they give you your card number on the same screen as the "Congratulations!" I used that when I called. Make sure you write that down or otherwise save it, as I never saw it anywhere else until I got my card.
