10-20-2012 09:36 AM
I am wondering if anyone has had luck with Lowes 2+ years after BK.. I filed in 4/10 and discharge in 9/10.
I did not include GEMB in the BK and our TU score is 670(FICO) and low is EQ 630 (also fico)
I am just wondering if anyone has had any luck with this timeframe after a BK. We are closing on a home and will be needing a fence. I was hoping to get the card so as not to have to deplete savings( and add a decent tradeline to the ol CR)
thanks for your help.
10-21-2012 03:50 PM
I was just approved for a Lowes card. My bk discharged in 08/10. I was denied at the beginning of September, but after my utilization went way down, I gave it another shot. This was the last card I wanted because my fiance' loves Lowes. I only got approved for $300, but I have read some amazing growth stories. Hopefully, I can get it increased over the next year to a nice limit. My scores are listed below so I am sure you would get approved, but I would wait until after closing.
10-21-2012 03:56 PM
10-21-2012 05:32 PM
This is one of the next cards on my list. I had two Home Depot cards but they were included in my BK so I don't think they like me. Lowes seems like a good card that will grow. I'm 2 1/2 years out of BK.
My Wallet - Barclay's - $3700. Target - $3000. Cap 1 - $2500. Merrick - $1000. Orchard - $950. Walmart - $700. JCP - $200.