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Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Lowes Card...


eparker wrote:

Well, they bumped me from $300 to $900.  I heard the card grows with you.  So I will see, don't need the large credit line right now.  But will be needing a riding mower later on down the line.  

 

I guess something was better than nothing :smileyhappy:.  


they really do grow. 

after 4 months of having the card not even using it went from 800 to 3k. (that's what i asked for because i wasnt shooting for the moon) 

told them i wanted a couple flat screen tv's.

 

you can ask every 4 statement cuts from what i read. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Member
Kwao
Posts: 21
Registered: ‎08-25-2012

Re: Lowes Card...

What is this backdoor number people keep mentioning?

Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Lowes Card...

[ Edited ]

Kwao wrote:

What is this backdoor number people keep mentioning?


its in the sticky post. backdoor cra numbers. 

 

lowes underwriting is 

 

800-444-1408

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Lowes Card...

Shoot for the sky. I went from 3k to 5k in 2 mins.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Lowes Card...


CruzImperial wrote:

Shoot for the sky. I went from 3k to 5k in 2 mins.


l probably could of but the only higher cl card i have is 3500. 

my walmart tu for sep is 728. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Regular Contributor
Dishpro
Posts: 115
Registered: ‎06-10-2012

Re: Lowes Card...

what did they pull for the original app? I need a lowes card but don't need another EQ or EX inq.
 

Starting Score:
585
Current Score: FICO TU 733 FICO EQ 724 EX PLUS 744
Goal Score: 850


Take the FICO Fitness Challenge
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: Lowes Card...

ge ALWAYS pulls tu in my 2 pulls and from reading on here. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Lowes Card...

Congrats

Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Lowes Card...

Last month, I got a cli from $8,500 to $12,000 via the u/w number ;-)

This card makes up about 15% of my avail cred... Goes straight to util... I pif and only charge like cleaning stuff on it lol!!!!

Call 'em!!!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
New Member
alicialee05
Posts: 2
Registered: ‎10-16-2012

Re: Lowes Card...

Just thought I'd tell everyone my experience today.

We're looking to buy some appliances in the next month or so (likely black friday)

We just purchased a home 2 months ago

I applied online for the Lowe's card, was approved for a cl of $1500.

I called the "back door #" (i don't think this is really a backdoor #), went through the automated system and asked for an increase of $5,000 and was denied and told they would send me a letter.   I called right back and asked to speak with a rep.

Rep basically just asked how much I wanted, I said $5k, they countered with $3k.

Should be good enough!

 

My husband will likely apply for the Home Depot card in case we find better deals there.


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