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Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Lowes Card...


eparker wrote:

Well, they bumped me from $300 to $900.  I heard the card grows with you.  So I will see, don't need the large credit line right now.  But will be needing a riding mower later on down the line.  

 

I guess something was better than nothing :smileyhappy:.  


they really do grow. 

after 4 months of having the card not even using it went from 800 to 3k. (that's what i asked for because i wasnt shooting for the moon) 

told them i wanted a couple flat screen tv's.

 

you can ask every 4 statement cuts from what i read. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Member
Kwao
Posts: 21
Registered: ‎08-25-2012

Re: Lowes Card...

What is this backdoor number people keep mentioning?

Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Lowes Card...

[ Edited ]

Kwao wrote:

What is this backdoor number people keep mentioning?


its in the sticky post. backdoor cra numbers. 

 

lowes underwriting is 

 

800-444-1408

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Lowes Card...

Shoot for the sky. I went from 3k to 5k in 2 mins.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Lowes Card...


CruzImperial wrote:

Shoot for the sky. I went from 3k to 5k in 2 mins.


l probably could of but the only higher cl card i have is 3500. 

my walmart tu for sep is 728. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
Dishpro
Posts: 116
Registered: ‎06-10-2012

Re: Lowes Card...

what did they pull for the original app? I need a lowes card but don't need another EQ or EX inq.
 

Starting Score:
585
Current Score: FICO TU 725 FICO EQ 735 EX 754
Goal Score: 850


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Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Lowes Card...

ge ALWAYS pulls tu in my 2 pulls and from reading on here. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Lowes Card...

Congrats

Senior Contributor
youngandcreditwrthy
Posts: 5,997
Registered: ‎08-16-2012

Re: Lowes Card...

Last month, I got a cli from $8,500 to $12,000 via the u/w number ;-)

This card makes up about 15% of my avail cred... Goes straight to util... I pif and only charge like cleaning stuff on it lol!!!!

Call 'em!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
New Member
alicialee05
Posts: 2
Registered: ‎10-16-2012

Re: Lowes Card...

Just thought I'd tell everyone my experience today.

We're looking to buy some appliances in the next month or so (likely black friday)

We just purchased a home 2 months ago

I applied online for the Lowe's card, was approved for a cl of $1500.

I called the "back door #" (i don't think this is really a backdoor #), went through the automated system and asked for an increase of $5,000 and was denied and told they would send me a letter.   I called right back and asked to speak with a rep.

Rep basically just asked how much I wanted, I said $5k, they countered with $3k.

Should be good enough!

 

My husband will likely apply for the Home Depot card in case we find better deals there.


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