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Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Lowes Credit Card Credit Line Max?

Do they go up to $10k and thats it? I cannot get my card above $10k to save my life.

PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Lowes Credit Card Credit Line Max?

 Does this help... http://ficoforums.myfico.com/t5/Credit-Cards/GEMB-MAXIMUM-CREDIT-LIMIT/td-p/1379973/page/3

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: Lowes Credit Card Credit Line Max?

I called in they told me the card goes no higher than $10k. I did read that forum though. Interesting. I will make another big purchase and see what happens a few months after. It took me less than a year to go from $4k to 10k because of excessive usage. I plan on using it for major renovations in the upcoming months.

PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Lowes Credit Card Credit Line Max?

I didn't think Lowes went to 10k! That's alot of credit for that store...LOL.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Lowes Credit Card Credit Line Max?

"lowes max is 10,000.00" -that thread

 

So I don't think you can go any higher than $10k.

 

Do you need a limit any higher than $10k with them?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: Lowes Credit Card Credit Line Max?

Yeah appliances, whole house carpet all that stuff adds up. I always like to have a higher CL just to have the cushion for the ratio sake. So yes I need it and want it!

PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000
Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: Lowes Credit Card Credit Line Max?

I like it particularly because of the 0% interest for 18 months offers they put out from time to time.

PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000
Valued Member
Capn12
Posts: 47
Registered: ‎01-15-2009

Re: Lowes Credit Card Credit Line Max?

Hmm, interesting...

 

I got a Lowes card in June after buying our house, and it started with a $7,400 limit. Seems like I don't have much farther to go to max out my CL I guess :smileysad:

Citi Simplicity - $7400, 0% APR until April 2013, 13.99 afterwards
Chase Freedom - $5000, 11.99% APR
Barclays Priceline - $8500, 16.24% APR (This needs fixed!)
Discover More - $7500, 0% APR until March 2014
HSBC 'Platinum' - $1600, 19.99% APR (Only around for the age)
AmEx Zync - NPSL, He doesn't get much action these days
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Lowes Credit Card Credit Line Max?

Lies!!!!!
I have a $12,000 line... Every cli request, I always say I am wanting a higher CL to maybe do some renovating... Mine was stuck at $8,500 forever though (like 8 mos). I actually only started with $500 in 2009. I don't even own a home or have a mortgage!!! Lol

I paid my statement in full as I always do with them, which was $6.00 hahaah!!! I use it every month or two to buy trash bags, cleaning products, or a random red bull here and there lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Lowes Credit Card Credit Line Max?

They have a deal right now btw... Spend $3,500+ and you get 84 mos at 5.99% interest. Not bad if you have a use for it!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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