I have been dealing with the same issue as well I have a 10K limit and I have been trying every month for a cli via automatic phone service and it is a no go, I am just going to let it go, if I need in the future for a major home repair then I will call underwriting and plead my case for a cli but from what I have read for lowes probably 12,000 is the highest cl unless someone chimes in reporting a higher amount.
$10K here also. Tried a couple of times for a CLI. Kept saying $10K is the highest they can go on this account.
I have a $12,000 line... Every cli request, I always say I am wanting a higher CL to maybe do some renovating... Mine was stuck at $8,500 forever though (like 8 mos). I actually only started with $500 in 2009. I don't even own a home or have a mortgage!!! Lol
I paid my statement in full as I always do with them, which was $6.00 hahaah!!! I use it every month or two to buy trash bags, cleaning products, or a random red bull here and there lol
Sounds like a good plan. I am thinking about buying a rental, maybe having a card like that before hand would be a good idea.
$12k Red Bull renovations
Lowe's is actually my highest line LOL....
good thing I don't really like Lowe's or have a use for it, or else I might blow that thang UP!!! HAHHAAH :-)
Then I got pumped & tried to up the limit on my best buy card. denied. **bleep**
best buy is currently at $6000, and i dont really "need" it higher i suppose, but it cant hurt bc they have those interest free offers as well and i think it looks better overall the more available credit you have. i know some people might say that a higher limit 'could' be looked at as a liabilty ... but i think OVERALL its better