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Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Lowes Credit Card Credit Line Max?

Also.... When lines go that high... Income becomes more important... hhi here is $100k+
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
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Re: Lowes Credit Card Credit Line Max?

I have been dealing with the same issue as well I have a 10K limit and I  have been trying every month for a cli via automatic phone service and it is a no go, I am just going to let it go, if I need in the future for a major home repair then I will call underwriting and plead my case for a cli but from what I have read for lowes probably 12,000 is the highest cl unless someone chimes in reporting a higher amount.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
Posts: 522
Registered: ‎08-05-2009
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Re: Lowes Credit Card Credit Line Max?

$10K here also. Tried a couple of times for a CLI. Kept saying $10K is the highest they can go on this account.

Mine- Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's- I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K
myFico Scores as of 10/03/2014
Equifax 798 / Experian 811 / TransUnion 814
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: Lowes Credit Card Credit Line Max?


youngandcreditwrthy wrote:
Lies!!!!!
I have a $12,000 line... Every cli request, I always say I am wanting a higher CL to maybe do some renovating... Mine was stuck at $8,500 forever though (like 8 mos). I actually only started with $500 in 2009. I don't even own a home or have a mortgage!!! Lol

I paid my statement in full as I always do with them, which was $6.00 hahaah!!! I use it every month or two to buy trash bags, cleaning products, or a random red bull here and there lol

+1

 

Sounds like a good plan. I am thinking about buying a rental, maybe having a card like that before hand would be a good idea.

 

$12k Red Bull renovations :smileyhappy:

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: Lowes Credit Card Credit Line Max?

Lowe's is actually my highest line LOL....

good thing I don't really like Lowe's or have a use for it, or else I might blow that thang UP!!! HAHHAAH :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 220
Registered: ‎11-16-2007
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Re: Lowes Credit Card Credit Line Max?

I have $12,500 on mine - I'll probably try for 15K in the next month or two.

New Visitor
Posts: 2
Registered: ‎11-13-2012
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Re: Lowes Credit Card Credit Line Max?

[ Edited ]

i just asked for mine to be increased today. i think it was like $6800 repviously. they gave me $10,000 ... pretty sweet

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Lowes Credit Card Credit Line Max?

Welcome PriMO and Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Lowes Credit Card Credit Line Max?

Congrats

New Visitor
Posts: 2
Registered: ‎11-13-2012
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Re: Lowes Credit Card Credit Line Max?

[ Edited ]

Then I got pumped & tried to up the limit on my best buy card. denied. **bleep**

 

best buy is currently at $6000, and i dont really "need" it higher i suppose, but it cant hurt bc they have those interest free offers as well and i think it looks better overall the more available credit you have. i know some people might say that a higher limit 'could' be looked at as a liabilty ... but i think OVERALL its better

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