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Lowes Project Credit LIne Which Is Better Applying In Store Or On-line?

Established Contributor

Re: Lowe's Again

OP- I just went through this with my kitchen remodel.  Had a $10k limit and ultimately needed $40k.  So while in the store with the Kitchen remodel folks there, THEY called in and requested it for me, advising that it would cover the cost of the remodel (it didn't by the way, but that's another story).

 

I know that they called a different backdoor number.  So if you are working with someone at Lowes for your project, see if they will call in while you are physically in the store.

 

Good luck

Starting Score:EQ 586 TU 527 EX 532
Current Score: EQ 655 TU 668 EX 669
Goal Score: 760- Last app 8/9/17


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Message 11 of 13
Established Contributor

Re: Lowe's Again

Am I dreaming here .. ?? PPL are charging Lowes CC for rates as stated below..??

40K charge? The Interest must be unreal

 

"For New Accounts: Standard APR is 26.99%. Minimum interest charge is $2.00"

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EQ 777
TU 779

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Message 12 of 13
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Community Leader
Senior Contributor

Re: Lowe's Again


smarzig wrote:

Am I dreaming here .. ?? PPL are charging Lowes CC for rates as stated below..??

40K charge? The Interest must be unreal

 

"For New Accounts: Standard APR is 26.99%. Minimum interest charge is $2.00"


When you use Project Financing the APRs are much different.

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
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Message 13 of 13