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Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639
I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved.
Not planning on spending on any of it so I hope this will help my card utilization overall
@Anonymous wrote:Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639
I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved.
Not planning on spending on any of it so I hope this will help my card utilization overall
Congrats
Do you know what CRA the hit and what state do you live in?
Well I just did it today so I don't know if they pulled using soft or hard and I don't from which report they checked but I can tell you on March 10th I pulled my credit report from another company I use to monitor my reports and I found the inquiry came from Transunion for getting the initial card.
I'm from New York the over taxed state !
Did you originally apply in the store or online?
Online with 71K income
two BK's on file 13 and 7
card util was 74% at the time never late on cards
one auto loan which has 6K balance never late
oldest card is in 2007