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Regular Contributor
Posts: 199
Registered: ‎03-11-2009
0

Lowes Store Card GE MONEY Approved 639 Score

[ Edited ]

Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639 

 

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved. 

 

Not planning on spending on any of it so I hope this will help my card utilization overall :smileyhappy:

Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
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Re: Lowes Store Card GE MONEY BACK Approved 639 Score

 


aot2002 wrote:

Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639 

 

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved. 

 

Not planning on spending on any of it so I hope this will help my card utilization overall :smileyhappy:


Congrats

 

Good Luck
May all your dreams and wishes become a reality!
New Contributor
Posts: 65
Registered: ‎04-15-2008
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Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Do you know what CRA the hit and what state do you live in?


Starting Score: 625
Current Score: 761
Goal Score: 750


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Regular Contributor
Posts: 199
Registered: ‎03-11-2009
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Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Well I just did it today so I don't know if they pulled using soft or hard and I don't from which report they checked but I can tell you on March 10th I pulled my credit report from another company I use to monitor my reports and I found the inquiry came from Transunion for getting the initial card.

I'm from New York the over taxed state !

Established Member
Posts: 16
Registered: ‎08-18-2008
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Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Did you originally apply in the store or online?

Regular Contributor
Posts: 199
Registered: ‎03-11-2009
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Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Online with 71K income 

two BK's on file  13 and 7

card util was 74% at the time never late on cards

one auto loan which has 6K balance never late

oldest card is in 2007

 

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