cancel
Showing results for 
Search instead for 
Did you mean: 

Lowes Store Card GE MONEY Approved 639 Score

Regular Contributor

Lowes Store Card GE MONEY Approved 639 Score

Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639 

 

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved. 

 

Not planning on spending on any of it so I hope this will help my card utilization overall Smiley Happy

Message 1 of 6
5 REPLIES
Valued Contributor

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

 


aot2002 wrote:

Got approved on March 7th for lowes credit card of $400 card limit my score according to myfico was 639 

 

I called today March 12th and asked for a credit line increase of $1100 dollars and was instantly approved. 

 

Not planning on spending on any of it so I hope this will help my card utilization overall Smiley Happy


Congrats

 

Good Luck
May all your dreams and wishes become a reality!
Message 2 of 6
Contributor

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Do you know what CRA the hit and what state do you live in?

Message 3 of 6
Regular Contributor

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Well I just did it today so I don't know if they pulled using soft or hard and I don't from which report they checked but I can tell you on March 10th I pulled my credit report from another company I use to monitor my reports and I found the inquiry came from Transunion for getting the initial card.

I'm from New York the over taxed state !

Message 4 of 6
Established Member

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Did you originally apply in the store or online?

Message 5 of 6
Regular Contributor

Re: Lowes Store Card GE MONEY BACK Approved 639 Score

Online with 71K income 

two BK's on file  13 and 7

card util was 74% at the time never late on cards

one auto loan which has 6K balance never late

oldest card is in 2007

 

Message 6 of 6