Reply
Established Contributor
Posts: 647
Registered: ‎02-17-2011
0

Lowes approved! Help

I just got approved for a store card 500 cl! I want this card to grow! How do I is it?
Amex Hilton Honors $1000.00 CL; Discover $2000.00 CL; Gap Visa $5500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart MasterCard $5,300.00; Sam's Club Mastercard $8500.00; Barclay's Rewards MC $3700; CITIBank Dividend World Mastercard $300.00 CL; AMEX PRG NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays AA Red Aviator MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL; Chase Freedom Visa $3,500; Venture $15,000; Venture One $10,000, Quicksilver Visa Siggy $5000

Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Lowes approved! Help

Congrats !!

 

It's a GE card so you could ask for a CLI every 4 months and it will be a soft pull.

 

Make sure you keep the card active. Some little things here and there. GE likes to see usage.




Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

Re: Lowes approved! Help

+ 1

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Highlighted
Regular Contributor
Posts: 159
Registered: ‎09-02-2010
0

Re: Lowes approved! Help

Dont wait 4 months. Call the backdoor number and ask for a more usable limit. I called the day after I got my $500 limit and they increased my limit to $2500 before I even had the card in my hands.

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Lowes approved! Help

They want to see you use it too, even if just for small things.  They will deny you a CLI until you use it in a lot of cases.  They want you to have experience with your currect limit before they grant you a CLI.  Ask me how I know.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Community Leader
Established Contributor
Posts: 909
Registered: ‎08-30-2007
0

Re: Lowes approved! Help

Just had my 3 year anniversary with the card.  Maxed out at 10K now.  They would give me CLI's like clockwork every six months and six statements.  Started around 4500 with a 700 TU.  Just paid it back to $0  bal. again. Been using their no interest promo's on a regular basis....best thing about the card. 


Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


Take the myFICO Fitness Challenge

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Lowes approved! Help


texasman07 wrote:
I just got approved for a store card 500 cl! I want this card to grow! How do I is it?

Use it alot, PIF. Hit the luv button every 4 months.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.