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Frequent Contributor
texasman07
Posts: 363
Registered: ‎02-17-2011

Lowes approved! Help

I just got approved for a store card 500 cl! I want this card to grow! How do I is it?
Amex ZYNC $500.00 CL; Discover $1000.00 CL; Gap Visa $2800.00 CL; AE Visa 3000.00 CL; Cap1 Rewards $1500.00


Starting Score: EQ 546 TU 540
Current Score: EQ 654TU 680 EX 660 (Thru CCC)
Goal Score: 700


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Super Contributor
CS800
Posts: 6,104
Registered: ‎04-07-2008

Re: Lowes approved! Help

Congrats !!

 

It's a GE card so you could ask for a CLI every 4 months and it will be a soft pull.

 

Make sure you keep the card active. Some little things here and there. GE likes to see usage.





Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Re: Lowes approved! Help

+ 1

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)
Regular Contributor
notmyj
Posts: 156
Registered: ‎09-02-2010

Re: Lowes approved! Help

Dont wait 4 months. Call the backdoor number and ask for a more usable limit. I called the day after I got my $500 limit and they increased my limit to $2500 before I even had the card in my hands.

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Valued Contributor
clocktick
Posts: 1,301
Registered: ‎12-07-2008

Re: Lowes approved! Help

They want to see you use it too, even if just for small things.  They will deny you a CLI until you use it in a lot of cases.  They want you to have experience with your currect limit before they grant you a CLI.  Ask me how I know.

11/30/08 TU 648 EX 672 EQ 656 2011 TU 736 EX 751 EQ 729 5/2012 TU 759 EX 784 EQ 742
Amex Blue/Clear/BCP/Surpass Hhonors/Business Gold - Barclays LLBean - BOA Hawaiian Airx2/Virgin Atlantic - Cap One Cash Rewards - Chase Freedom/United Mileage Plus Explorer/Sapphire Preferred/Ink- Citi Diamond Preferred/Dividend/ Shell/HHHx2/Reserve- Discover More - GEMB Lowes - Macy's




Starting Score: 648
Current Score: 736
Goal Score: 765


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Established Contributor
guydiver
Posts: 532
Registered: ‎08-30-2007

Re: Lowes approved! Help

Just had my 3 year anniversary with the card.  Maxed out at 10K now.  They would give me CLI's like clockwork every six months and six statements.  Started around 4500 with a 700 TU.  Just paid it back to $0  bal. again. Been using their no interest promo's on a regular basis....best thing about the card. 

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 800,800,800!

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 10K, Cabela's Siggy Visa 9.1K, Travelocity AMEX 12.5K :
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Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: Lowes approved! Help


texasman07 wrote:
I just got approved for a store card 500 cl! I want this card to grow! How do I is it?

Use it alot, PIF. Hit the luv button every 4 months.




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