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Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Lowes approved! Help

I just got approved for a store card 500 cl! I want this card to grow! How do I is it?
Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Lowes approved! Help

Congrats !!

 

It's a GE card so you could ask for a CLI every 4 months and it will be a soft pull.

 

Make sure you keep the card active. Some little things here and there. GE likes to see usage.




Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011
0

Re: Lowes approved! Help

+ 1

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Regular Contributor
notmyj
Posts: 159
Registered: ‎09-02-2010
0

Re: Lowes approved! Help

Dont wait 4 months. Call the backdoor number and ask for a more usable limit. I called the day after I got my $500 limit and they increased my limit to $2500 before I even had the card in my hands.

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Lowes approved! Help

They want to see you use it too, even if just for small things.  They will deny you a CLI until you use it in a lot of cases.  They want you to have experience with your currect limit before they grant you a CLI.  Ask me how I know.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Established Contributor
guydiver
Posts: 582
Registered: ‎08-30-2007
0

Re: Lowes approved! Help

Just had my 3 year anniversary with the card.  Maxed out at 10K now.  They would give me CLI's like clockwork every six months and six statements.  Started around 4500 with a 700 TU.  Just paid it back to $0  bal. again. Been using their no interest promo's on a regular basis....best thing about the card. 

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 748(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Lowes approved! Help


texasman07 wrote:
I just got approved for a store card 500 cl! I want this card to grow! How do I is it?

Use it alot, PIF. Hit the luv button every 4 months.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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