Credit Card Center Advertiser Disclosure†
01-19-2012 05:47 PM
01-19-2012 05:52 PM
It's a GE card so you could ask for a CLI every 4 months and it will be a soft pull.
Make sure you keep the card active. Some little things here and there. GE likes to see usage.
01-19-2012 06:11 PM
01-20-2012 09:39 PM
Dont wait 4 months. Call the backdoor number and ask for a more usable limit. I called the day after I got my $500 limit and they increased my limit to $2500 before I even had the card in my hands.
01-20-2012 10:27 PM
They want to see you use it too, even if just for small things. They will deny you a CLI until you use it in a lot of cases. They want you to have experience with your currect limit before they grant you a CLI. Ask me how I know.
01-21-2012 03:36 AM
Just had my 3 year anniversary with the card. Maxed out at 10K now. They would give me CLI's like clockwork every six months and six statements. Started around 4500 with a 700 TU. Just paid it back to $0 bal. again. Been using their no interest promo's on a regular basis....best thing about the card.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.