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Regular Contributor
Posts: 112
Registered: ‎08-30-2011
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Lowes gave me a second chance!!!!

In 2007 I had late payments reporting every month for just about the whole year (rough year) 30,60,120 days late. They eventually closed my account and I made payments and finally paid it off in 2010! I have been working on my credit and finally decided to pull the trigger and see if they would give me a second chance (I needed a new dishwasher, 18mths 0% interest was sooo tempting). Anyway they approved instantly! Only $500, but that's a start (and it covered the cost of the dishwasher)! Tried to recon but failed!


Starting Score: 8/30/11 EQ 520 TU98 593
Current Score: LO Pull 3/5/12 EQ 659 TU04 652 EX 649
LO Pull 5/26/12 EQ 656 TU04 668 EX 651
Goal Score: 700 by 12/30/12


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Posts: 4,875
Registered: ‎11-02-2010
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Re: Lowes gave me a second chance!!!!


m29 wrote:

In 2007 I had late payments reporting every month for just about the whole year (rough year) 30,60,120 days late. They eventually closed my account and I made payments and finally paid it off in 2010! I have been working on my credit and finally decided to pull the trigger and see if they would give me a second chance (I needed a new dishwasher, 18mths 0% interest was sooo tempting). Anyway they approved instantly! Only $500, but that's a start (and it covered the cost of the dishwasher)! Tried to recon but failed!


 

Congrats! I do think that GE can be very forgiving. Treat the card well and try for a CLI in four months. Enjoy your new card, and I hope that it grows well for you. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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