Reply
Regular Contributor
m29
Posts: 112
Registered: ‎08-30-2011
0

Lowes gave me a second chance!!!!

In 2007 I had late payments reporting every month for just about the whole year (rough year) 30,60,120 days late. They eventually closed my account and I made payments and finally paid it off in 2010! I have been working on my credit and finally decided to pull the trigger and see if they would give me a second chance (I needed a new dishwasher, 18mths 0% interest was sooo tempting). Anyway they approved instantly! Only $500, but that's a start (and it covered the cost of the dishwasher)! Tried to recon but failed!


Starting Score: 8/30/11 EQ 520 TU98 593
Current Score: LO Pull 3/5/12 EQ 659 TU04 652 EX 649
LO Pull 5/26/12 EQ 656 TU04 668 EX 651
Goal Score: 700 by 12/30/12


Take the FICO Fitness Challenge
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Lowes gave me a second chance!!!!


m29 wrote:

In 2007 I had late payments reporting every month for just about the whole year (rough year) 30,60,120 days late. They eventually closed my account and I made payments and finally paid it off in 2010! I have been working on my credit and finally decided to pull the trigger and see if they would give me a second chance (I needed a new dishwasher, 18mths 0% interest was sooo tempting). Anyway they approved instantly! Only $500, but that's a start (and it covered the cost of the dishwasher)! Tried to recon but failed!


 

Congrats! I do think that GE can be very forgiving. Treat the card well and try for a CLI in four months. Enjoy your new card, and I hope that it grows well for you. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}