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Home depot has lot of deffered interest deals as well. I just got a Home Depot and was amazed that they gave me $7K limit.
Have a few drinks and apply for both. Then you can report on which is better.
@youngandcreditwrthy wrote:+1 maidengirl... Citi can kiss it... the only card I'd consider app'ing for them is the Diamond... LOL... but that'd only be for the 0% for 18 mos, which I don't need lol as most of my cards are already at 0%...Citi always denied me in the past; they aren't worth it atm. OHH maidgengirl, you want that Forward card!!!!! :-P
Citi was SO RUDE to me on my recon back in like Jan of this year, even with a 670+ FICO... my only reason for denial was bc of a PD CO for $280 back in like '06- it was even on my CR disputed as a fraud account (which it was/is).
GECRB and DFS (Disc Fin Svcs) are not related LOL
ooo speaking of that!!! I got the new Walmart Discover design in the mail the other day... looks more legit without "Walmart" scrolled across the card HAHA
Citi declines me too.
I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
@maiden_girl wrote:I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
They don't like our short history.
@Dustink wrote:
@maiden_girl wrote:I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
They don't like our short history.
@Dustink wrote:
@maiden_girl wrote:I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
They don't like our short history.
Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.
I ggot a bigger LOC at home depot...
I doubt I'll have a HD card in the near future. They were included in my BK.
I wonder if having one or two GE cards makes it more likely to obtain others from them?
@maiden_girl wrote:
@Dustink wrote:
@maiden_girl wrote:I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
They don't like our short history.
Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.
Too many inqs will do it too...haha
Your major cards look pretty new as well.
@Dustink wrote:
@maiden_girl wrote:
@Dustink wrote:
@maiden_girl wrote:I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...
They don't like our short history.
Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.
Too many inqs will do it too...haha
Your major cards look pretty new as well.
That they are I didn't really start applying for new cards until I got on this forum. I initially had 4 accounts. Since joining this forum...I've opened up 4 more accounts bringing my total to 8. LOL. No more tho.