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Lowes or Home Depot - which is better?

Valued Contributor

Re: Lowes or Home Depot - which is better?


mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 41 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?


Dustink wrote:

mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 


I know! GE increased the line on my Amazon card from 1k to 2k during the same month the account opened!! GENEROUS!

 

As of 2017, rebuilding...
Message 42 of 59
Highlighted
Established Contributor

Re: Lowes or Home Depot - which is better?

Ges been very generous with me. As well. I

Going back to the topic, I feel the Lowes card is better. However, do you often see promotional deferred interests with hd
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Message 43 of 59
Senior Contributor

Re: Lowes or Home Depot - which is better?

+10000000 to maidengirl&dustink....
Gardening for six months AT LEAST... We can just help people with our knowledge, we don't have to app all the time :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 44 of 59
Senior Contributor

Re: Lowes or Home Depot - which is better?

That's so weird mkm... Citi is like a pain, but surely if citi will cli you, ge would? Hmmm

Guess there are some things we will never understand. :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 45 of 59
Established Member

Re: Lowes or Home Depot - which is better?

My vote is for Lowes.  At least around here they pretty much beat HD pricing on most everything.

 

 

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
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Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Message 46 of 59
Established Contributor

Re: Lowes or Home Depot - which is better?

what about us bank cash+? It has 5% on all home improvement stores.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 47 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?

Having just bought my house we noticed that prices were lower on the things we needed at HD (sometimes by 25%).  I liked the 0% interest on all of the paint, fixtures, etc we needed.

Starting a whole new chapter
Message 48 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?


flowfaster wrote:
what about us bank cash+? It has 5% on all home improvement stores.

There!!! Finally somebody is thinking outside the box. Sounds like a winner to me. Isn't it actually more than 5% because of the checking package bonus? I am always up for recommending US Bank as well, they rock!

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 49 of 59
Established Contributor

Re: Lowes or Home Depot - which is better?

Yes, the US BANK CASH+ ROCKS!!  Yeah you do get a checking account bonus, I get an extra 25% from the gold package and I love it.  The Bill Pay is just awesome. If you need home improvement, I would set 1 category to home improvement, one to bill pay and the 2% to whatever. 

 

PS lowes sells gift cards. Shhh....

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 50 of 59