Credit Cards

[Dustink]

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mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.

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Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

[maiden_girl]

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Dustink wrote:

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mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.

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Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

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I know! GE increased the line on my Amazon card from 1k to 2k during the same month the account opened!! GENEROUS!

[CruzImperial]

Ges been very generous with me. As well. I

Going back to the topic, I feel the Lowes card is better. However, do you often see promotional deferred interests with hd

[youngandcreditwrthy]

+10000000 to maidengirl&dustink....
Gardening for six months AT LEAST... We can just help people with our knowledge, we don't have to app all the time :-P

[youngandcreditwrthy]

That's so weird mkm... Citi is like a pain, but surely if citi will cli you, ge would? Hmmm

Guess there are some things we will never understand. :-/

[rosegardener]

My vote is for Lowes.  At least around here they pretty much beat HD pricing on most everything.

[flowfaster]

what about us bank cash+? It has 5% on all home improvement stores.

[sccredit]

Having just bought my house we noticed that prices were lower on the things we needed at HD (sometimes by 25%).  I liked the 0% interest on all of the paint, fixtures, etc we needed.

[Dustink]

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flowfaster wrote:
what about us bank cash+? It has 5% on all home improvement stores.

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There!!! Finally somebody is thinking outside the box. Sounds like a winner to me. Isn't it actually more than 5% because of the checking package bonus? I am always up for recommending US Bank as well, they rock!

[flowfaster]

Yes, the US BANK CASH+ ROCKS!!  Yeah you do get a checking account bonus, I get an extra 25% from the gold package and I love it.  The Bill Pay is just awesome. If you need home improvement, I would set 1 category to home improvement, one to bill pay and the 2% to whatever. 

PS lowes sells gift cards. Shhh....