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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: Lowes or Home Depot - which is better?


mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Registered: ‎12-29-2011
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Re: Lowes or Home Depot - which is better?


Dustink wrote:

mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 


I know! GE increased the line on my Amazon card from 1k to 2k during the same month the account opened!! GENEROUS!

 

The truth is out there...
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Registered: ‎07-04-2012
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Re: Lowes or Home Depot - which is better?

Ges been very generous with me. As well. I

Going back to the topic, I feel the Lowes card is better. However, do you often see promotional deferred interests with hd
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Registered: ‎08-16-2012
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Re: Lowes or Home Depot - which is better?

+10000000 to maidengirl&dustink....
Gardening for six months AT LEAST... We can just help people with our knowledge, we don't have to app all the time :-P
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Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
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Re: Lowes or Home Depot - which is better?

That's so weird mkm... Citi is like a pain, but surely if citi will cli you, ge would? Hmmm

Guess there are some things we will never understand. :-/
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Established Member
Posts: 54
Registered: ‎08-10-2012
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Re: Lowes or Home Depot - which is better?

My vote is for Lowes.  At least around here they pretty much beat HD pricing on most everything.

 

 

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Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
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Registered: ‎08-30-2011
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Re: Lowes or Home Depot - which is better?

what about us bank cash+? It has 5% on all home improvement stores.
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Re: Lowes or Home Depot - which is better?

Having just bought my house we noticed that prices were lower on the things we needed at HD (sometimes by 25%).  I liked the 0% interest on all of the paint, fixtures, etc we needed.

Never take credit personally

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Re: Lowes or Home Depot - which is better?


flowfaster wrote:
what about us bank cash+? It has 5% on all home improvement stores.

There!!! Finally somebody is thinking outside the box. Sounds like a winner to me. Isn't it actually more than 5% because of the checking package bonus? I am always up for recommending US Bank as well, they rock!

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
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Registered: ‎08-30-2011
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Re: Lowes or Home Depot - which is better?

Yes, the US BANK CASH+ ROCKS!!  Yeah you do get a checking account bonus, I get an extra 25% from the gold package and I love it.  The Bill Pay is just awesome. If you need home improvement, I would set 1 category to home improvement, one to bill pay and the 2% to whatever. 

 

PS lowes sells gift cards. Shhh....

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