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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Lowes or Home Depot - which is better?

[ Edited ]

Home depot has lot of deffered interest deals as well.   I just got a Home Depot and was amazed that they gave me $7K limit.

 

Have a few drinks and apply for both.   Then you can report on which is better.  :smileywink:

 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Lowes or Home Depot - which is better?

Wolfie, you know I can't drapp right now.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
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Re: Lowes or Home Depot - which is better?


youngandcreditwrthy wrote:

+1 maidengirl... Citi can kiss it... the only card I'd consider app'ing for them is the Diamond... LOL... but that'd only be for the 0% for 18 mos, which I don't need lol as most of my cards are already at 0%...Citi always denied me in the past; they aren't worth it atm. OHH maidgengirl, you want that Forward card!!!!! :-P

 

Citi was SO RUDE to me on my recon back in like Jan of this year, even with a 670+ FICO... my only reason for denial was bc of a PD CO for $280 back in like '06- it was even on my CR disputed as a fraud account (which it was/is).

 

GECRB and DFS (Disc Fin Svcs) are not related LOL

 

ooo speaking of that!!! I got the new Walmart Discover design in the mail the other day... looks more legit without "Walmart" scrolled across the card HAHA


Citi declines me too.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Lowes or Home Depot - which is better?

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
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Re: Lowes or Home Depot - which is better?

[ Edited ]

maiden_girl wrote:

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...


They don't like our short history.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Lowes or Home Depot - which is better?


Dustink wrote:

maiden_girl wrote:

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...


They don't like our short history.



Dustink wrote:

maiden_girl wrote:

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...


They don't like our short history.


Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 135
Registered: ‎01-04-2012
0

Re: Lowes or Home Depot - which is better?

I ggot a bigger LOC at home depot...:smileyhappy:

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Established Contributor
Posts: 903
Registered: ‎07-17-2012
0

Re: Lowes or Home Depot - which is better?

I doubt I'll have a HD card in the near future.  They were included in my BK.

 

I wonder if having one or two GE cards makes it more likely to obtain others from them? 


|****$8000****|****$6000*****|****$6000*****|****$2500****|****$1600****|****$3000*****|*****$1400*****|****$1350*****|
EX - 679 (MyFico 1/31/15) TU - 663 (Walmart 1/31/15 ) EQ 04 - 710 (DCU -1/30/15) EQ 08 - 684 (MyFico -12/04/14)
Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
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Re: Lowes or Home Depot - which is better?

[ Edited ]

maiden_girl wrote:

Dustink wrote:

maiden_girl wrote:

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...


They don't like our short history.




Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.

 


Too many inqs will do it too...haha

 

Your major cards look pretty new as well.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Lowes or Home Depot - which is better?


Dustink wrote:

maiden_girl wrote:

Dustink wrote:

maiden_girl wrote:

I think Citi denys us all. I'm waiting for a pre-approval offer to come in the mail from them so I can wipe my butt with it...LOL. As the saying goes...


They don't like our short history.




Funny you say that. Citi has never written that in any of their denial letters. LOL. It's usually..."too many inquires". I wish they would tell me they didn't like my credit history so I can super RECON. Ha.

 


Too many inqs will do it too...haha

 

Your major cards look pretty new as well.

 


That they are :smileyvery-happy: I didn't really start applying for new cards until I got on this forum. I initially had 4 accounts. Since joining this forum...I've opened up 4 more accounts bringing my total to 8. LOL. No more tho.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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