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Lowes or Home Depot - which is better?

Valued Contributor

Re: Lowes or Home Depot - which is better?


mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 41 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?


Dustink wrote:

mkm77 wrote:

For me, GE sucks. Have no idea why but I NEVER  get an increase from them other than Care Credit who eventually gave a nice increase. I have had a Lowes card with a $600 CL for 3 years...Will not increase it. Strangly though GE seems to give me a card whenever I apply however. Currently I have 5 cards. Probably ran about 4K minimum through there with no CLI. Home Depot went from 1K to 5 K in 6 months.


Shows how different credit is from person to person. Most everyone on here talks about how they get huge increases from GE.

 


I know! GE increased the line on my Amazon card from 1k to 2k during the same month the account opened!! GENEROUS!

 

As of 2017, rebuilding...
Message 42 of 59
Established Contributor

Re: Lowes or Home Depot - which is better?

Ges been very generous with me. As well. I

Going back to the topic, I feel the Lowes card is better. However, do you often see promotional deferred interests with hd
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Message 43 of 59
Senior Contributor

Re: Lowes or Home Depot - which is better?

+10000000 to maidengirl&dustink....
Gardening for six months AT LEAST... We can just help people with our knowledge, we don't have to app all the time :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 44 of 59
Senior Contributor

Re: Lowes or Home Depot - which is better?

That's so weird mkm... Citi is like a pain, but surely if citi will cli you, ge would? Hmmm

Guess there are some things we will never understand. :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 45 of 59
Established Member

Re: Lowes or Home Depot - which is better?

My vote is for Lowes.  At least around here they pretty much beat HD pricing on most everything.

 

 

In the wallet: USAA MC $4k, Citi Expedia MC $2k, Discover More $1k, Zync $500, American Eagle $1.9k, Amazon Store $1.5k, Lowes $1k, Belk $1.4k, Macy's $500, Abercrombie $350, VS $350
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Goal: 800 Club
Picking up my intro spade and stepping in the garden. Let's grow some pretty roses!
Message 46 of 59
Established Contributor

Re: Lowes or Home Depot - which is better?

what about us bank cash+? It has 5% on all home improvement stores.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 47 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?

Having just bought my house we noticed that prices were lower on the things we needed at HD (sometimes by 25%).  I liked the 0% interest on all of the paint, fixtures, etc we needed.

Starting a whole new chapter
Message 48 of 59
Valued Contributor

Re: Lowes or Home Depot - which is better?


flowfaster wrote:
what about us bank cash+? It has 5% on all home improvement stores.

There!!! Finally somebody is thinking outside the box. Sounds like a winner to me. Isn't it actually more than 5% because of the checking package bonus? I am always up for recommending US Bank as well, they rock!

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 49 of 59
Established Contributor

Re: Lowes or Home Depot - which is better?

Yes, the US BANK CASH+ ROCKS!!  Yeah you do get a checking account bonus, I get an extra 25% from the gold package and I love it.  The Bill Pay is just awesome. If you need home improvement, I would set 1 category to home improvement, one to bill pay and the 2% to whatever. 

 

PS lowes sells gift cards. Shhh....

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 50 of 59