09-16-2012 04:53 PM
My wife has Lowes. Opened 6/2008. Within two years, went from $2K starting CL to $4K to $5K to $10K. All requested via website and all soft pulls. I requested CLI two more times after the last one and was denied. They said $10K was the highest they can go.
I have HD. Opened 7/2010 with $500.00 CL. Requested $1500.00 CLI about 8 months after opening. Granted with a hard pull. I won't ask again. Just curious to see if they give me a auto CLI which I'm not expecting anytime soon as I'm carrying a 0% promotional balance of $1700.00. I'll just keep plugging away at the balance until May, 2013 and see at what point they find in their heart to give me a CLI, if at all.
09-16-2012 06:34 PM
nice man that a good credit line i had a 28k line of credit with hd
Citi does not blacklist for store cards for me. I have a CO on CITI visa and they deny me for major card. But 2 approvals for store cards. Home Depot just approved for $7K..
09-17-2012 10:06 AM
I was approved back in December for a HD card with a 3K CL. At the time I applied I still had an old Citi CO that was paid from years ago. I was able to get them to remove it after I was approved but was still approved for 3K with HD.
GE hates me, so I didn't even attempt Lowes. lol
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.