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Valued Member
Posts: 115
Registered: ‎04-30-2012
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Lowes vs. Home Depot

Anybody that has the card :

What was your strating credit limit

 

thanks

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Lowes vs. Home Depot


nicholasc77 wrote:

Anybody that has the card :

What was your strating credit limit

 

thanks


I have $1500 with Lowes. Lowes is backed by GE and give better CL's most of the time over HD. Citi backs HD.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 115
Registered: ‎04-30-2012
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Re: Lowes vs. Home Depot

I had a lowes and hd charge off are they forgiving?


LS2982 wrote:

nicholasc77 wrote:

Anybody that has the card :

What was your strating credit limit

 

thanks


I have $1500 with Lowes. Lowes is backed by GE and give better CL's most of the time over HD. Citi backs HD.

 


 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Lowes vs. Home Depot

Citi is not forgiving and more than likely your blacklisted. GE is a toss up, if its really old you may be good. Only way to know is to app.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 115
Registered: ‎04-30-2012
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Re: Lowes vs. Home Depot

they are both from 2009 and i had a ge account with p c richards that was inclued in bk in 2005


LS2982 wrote:
Citi is not forgiving and more than likely your blacklisted. GE is a toss up, if its really old you may be good. Only way to know is to app.

 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Lowes vs. Home Depot

It's not looking good for GE either....:smileysad:

If you can burn an INQ on TU try GE, if I had to guess your on their naughty list for awhile.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 115
Registered: ‎04-30-2012
0

Re: Lowes vs. Home Depot

i also had a walmart that was paid on time never late in good standing do they re open or no


LS2982 wrote:
It's not looking good for GE either....:smileysad:

If you can burn an INQ on TU try GE, if I had to guess your on their naughty list for awhile.

 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Lowes vs. Home Depot

They won't reopen accounts you need to reapply.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 797
Registered: ‎05-01-2012
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Re: Lowes vs. Home Depot

I got approved for Lowes back in July with a $650 CL. They pulled TU which was 651 at the time. I have 2 other GE backed cards.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Valued Member
Posts: 115
Registered: ‎04-30-2012
0

Re: Lowes vs. Home Depot

thats great!!

 

I think ge backlisted me 


rtw wrote:
I got approved for Lowes back in July with a $650 CL. They pulled TU which was 651 at the time. I have 2 other GE backed cards.

 

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