Lowes

[Imhotrodcrazy]

Is Lowes cc a "store" card that hurts your score?

[Skye12329]

I have never heard of a card that hurts your score. It will hurt your score initially due to the AAOA hit and inquiry but will go back up over time.

[Imhotrodcrazy]

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@Skye12329 wrote:
I have never heard of a card that hurts your score. It will hurt your score initially due to theAAOA hit and inquiry but will go back up over time.

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It seems I have read somewhere that a "store" card is not looked upon favorably by some lenders.  So,  I was curious if it reflected on your fico score. 

[baller4life]

Too many store cards is what you want to stay away from. Lowes is one of the better ones with very generous limits. I have one at $17k.

[Anonymous]

Hasn't hurt mine and as balfer4 life says, the key is to have a good mix and not overload on store cards.

[Imhotrodcrazy]

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@baller4life wrote:

Too many store cards is what you want to stay away from. Lowes is one of the better ones with very generous limits. I have one at $17k.

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Thanks for the input.  I buy a lot at Lowes,  especially with all of the remolding I have done.  I should have got a card years ago.  Guess I am overly protective of  my scores. 

[Anonymous]

Be sure to recon if they don't give you an acceptable starting limit. 

[baller4life]

You will get $25k easily with those scores.

[Imhotrodcrazy]

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@Anonymous wrote:

Hasn't hurt mine and as balfer4 life says, the key is to have a good mix and not overload on store cards.

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Maybe that is what I read before,  having too many store cards.  I will wait 3 months until the dust settles on  my Venture card.  I am sure I can get a very good cl with my scores.  Yes I might add,  you have a very impressive set of cards and great scores too.

[Imhotrodcrazy]

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@baller4life wrote:

You will get $25k easily with those scores.

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I hope this doesn't sound bad,  but I would be upset if I didn't get 25k with my scores.  It has taken me a long time to get there.