Lowest APR credit card out there?

[Anonymous]

I'm curious who offers credit cards in the 5% or lower range.  2.9%?  What's the lowest APR credit card out there?

Do ultra-low APR credit cards exist and if so where?

Thanks in advance!

[ddemari]

I have seen some 4.9%, 5.9% and 6.9% apr cards from some Credit Unions Out there. 

My aunt has a BankAmericaCard MLB WMC that was opened in 2005, the apr on it is 4.9%. I dont have any cards with apr's that low. Lowest I have is a PenFed Visa Gold with an 11% APR. 

[Anonymous]

Western Federal CU has a 5.24% that was less than 5% before the recent Fed rate hike. They have a fixed rate card I'm eyeing too!

[Anonymous]

My personal lowest is 7.49% with Amex. 

I must not have good CU's around here, because other than one at 3% + prime which would be around 6.5% I believe, most of my CU's offer cards with 8.99-12.99%.

[Anonymous]

Lowest I've seen is FNBO amex with a Prime Amex so it's at 3.5% but has AF

[Anonymous]

My lowest is my Barclays Ring that was 8% and just bumped due to the Feds. I don't give it much thought since I PIF each month.

[Themanwhocan]

Check my thread here, scrolling down to the list of low apr cards: http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/m-p/4004740#M1124387

That list was compiled before the fed hiked the prime rate by 1/4 of a percent.

[elim]

themanwhocan's charts.....

[elim]

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@Themanwhocan wrote:

Check my thread here, scrolling down to the list of low apr cards: http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/m-p/4004740#M1124387

That list was compiled before the fed hiked the prime rate by 1/4 of a percent.

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  lol, sorry... you beat me to it.   :]

[L0RDAVENTAD0R]

I have a $10,000 VISA credit card with a 6.75% rate with Credit Union 1 (local FCU in Alaska).