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Wife's TYP is 10.24%, but she PC'd to this and the APR stayed the same. I was surprised, since the application said it would by 15 something. She also has an Amex clear at 6.99% that is left over from some promotion years ago. I don't know if you consider that a rewards card, although she does get an Amex GC every time she spends $2500.
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