11-17-2012 02:11 PM
How low is yours? Discover advertises 10.99%+ however some people have reported as low as 7.99%. I'm curious how low they can go especially on Citi TY and CSP cards, mine are 13.99% and 15.24% respectively.
11-17-2012 02:28 PM
and as far as citi TY cards...from what I've heard thank you points aren't worth anything anyways
11-17-2012 02:29 PM
Wife's TYP is 10.24%, but she PC'd to this and the APR stayed the same. I was surprised, since the application said it would by 15 something. She also has an Amex clear at 6.99% that is left over from some promotion years ago. I don't know if you consider that a rewards card, although she does get an Amex GC every time she spends $2500.
11-17-2012 05:45 PM
my chase freedom apr is 9.79%
11-17-2012 05:51 PM
Damn...Im getting jealous now...my lowest APR (not counting 0% intro) is 13.24%...which is also an intro with my WF card.
11-17-2012 06:20 PM
State Department Federal Credit Union (SDFCU) offers rewards with a card as low as 6.99 APR.
I have to say i never heard of that card but i have to say i might apply No foreign transaction fees and low apr and no fee, yea the points i would just get gift cards but still seams like a very nice card.
11-17-2012 07:53 PM
US Bank Cash + card 7.99%