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New Contributor
mab6311
Posts: 57
Registered: ‎04-08-2012
0

Lowest APR?

Hey guys just woundering what is your lowest APR and on what card is it? Please no intro APR or blance transfers. 

 

I start off mine would be TFCU and 9.96% fixed.

 

 

Established Contributor
andre181
Posts: 628
Registered: ‎07-29-2010
0

Re: Lowest APR?

10.99% variable on Citi ThankYou Preferred, next is 13.24% fixed on Wells Fargo Cash Back Visa.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Regular Contributor
Settemio
Posts: 222
Registered: ‎01-08-2011
0

Re: Lowest APR?

6% on my credit union Visa.

Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: Lowest APR?

I'm actually not entirely sure... I think my Citi Dividend is at 11.99 and I'm pretty sure that's my lowest.  I think the rest are all in the teens and 20's.

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Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Lowest APR?

15 something on my DCU visa, lol.  It's my first card under 20 so I'm liking the progress.

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Lowest APR?

8% on my CU CC and 12.99 on my CITI TYP after 12 months of no interest


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Lowest APR?

My lowest is 9% with PSECU.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
New Contributor
mab6311
Posts: 57
Registered: ‎04-08-2012
0

Re: Lowest APR?


Settemio wrote:

6% on my credit union Visa.


which credit union? 

Contributor
patternofstars7
Posts: 84
Registered: ‎02-14-2011
0

Re: Lowest APR?

9.96% also with TFCU lol.

Frequent Contributor
Sweets8E
Posts: 262
Registered: ‎03-07-2009
0

Re: Lowest APR?

12.99% on a Citi TYP after 0% 12 month APR. Just found out through checking my spam folder in email an app I put in back in December was approved (Totally forgot about that one. Sorry to my gardening buddies, it slipped my mind). Next would be 13.99% on my NFCU Visa NRewards card.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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