Reply
Senior Contributor
Ron1
Posts: 4,483
Registered: ‎05-23-2009

Re: Lowest APR?

First Command Bank Platinum Visa 6.25% (prime +3%). 

 

 

Ron.

Contributor
hardworkrebuilding
Posts: 78
Registered: ‎12-09-2012

Re: Lowest APR?

11.49% Chase Slate Visa

FICO EQ 737 06/22/13 || FICO TU 753 (Discover pull 1/20/13)
MC: Chase Freedom 6K, Citi AA World 10.9K, Paypal Extras 10K
Visa/ Visa Signature: Slate 22.9K, Marriott Rewards Premier 10K
AMEX: BCE 10K, SPG 22.5K
Discover: IT 6K

Frequent Contributor
Hammer23
Posts: 424
Registered: ‎01-21-2012

Re: Lowest APR?

[ Edited ]

Barclay Ring - 8%... for purchases, cash, and balance transfers! Also NO BT FEE!  --- No membership requirement! 

 

BFG FCU Visa - 8.99% for purchases, cash, and balance transfers NO BT FEE!

 

Towpath Credit Union Visa - 9.99% for purchases, cash, and balance transfers. NO BT FEE!

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Contributor
sdoonan
Posts: 85
Registered: ‎12-24-2011

Re: Lowest APR?

15.24% (Prime + 11.99%) on my Citi Forward Student card.

 

My Discover (soon to be) it card will be 16.24 starting with my next statement; it was 17.99%.

Cards: CitiForward for Students (2K, opened 8/2009), Discover More for Students (1K, opened 7/2010), AMEX BCE (1k, opened 12/2010), Capital One Student Journey Rewards (1k, opened 11/2011)

AMEX Platinum (NPSL, AC arrangement, added 12/2011), Citi AAdvantage AMEX (9k, AU, backdated to 9/2008)

Scores: EQ 719, TU 674 (both FICO|1/5/13)

Last App: 1/3/13 - In the garden until further notice.
Valued Contributor
SnackTrader
Posts: 1,533
Registered: ‎09-15-2012

Re: Lowest APR?

12.99% on Chase Freedom

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
android01
Posts: 1,186
Registered: ‎09-22-2009

Re: Lowest APR?

8.0% on Barclay Ring Mastercard.

9.24% on Ameriprise World Mastercard.

9.99% on BOA Power Rewards Visa.

 

 

EQ FICO - Beacon 5.0 - 811 - 4/20/14
TU FICO - TU98 - 808 -4/20/14
TU FICO - TU08 - 850 - 4/4/14
EX FICO - Fair Isaac v2 - 811 - 4/14/14
EX FICO - EX08 - 850 - 3/29/14
Valued Contributor
daybreakgonesXe
Posts: 1,571
Registered: ‎11-17-2012

Re: Lowest APR?

7.9% on my Orchard Bank Secured card

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $7k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 742 Credit Karma (TU) 762 Transrisk 856/990 Credit Sesame (EX) 797 Credit.com (EX) 793 VantageScore 3.0 759 Quizzle (EQ) 758
Frequent Contributor
ilovelisa
Posts: 360
Registered: ‎12-07-2012

Re: Lowest APR?

9.99% on both PenFed cards.

Frequent Contributor
Imua
Posts: 282
Registered: ‎01-17-2009

Re: Lowest APR?

chase freedom  @ 9.76%


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Senior Contributor
score_building
Posts: 3,468
Registered: ‎01-10-2008

Re: Lowest APR?

Chamu 5.24

Boa 6.24

Barclays 8.XX

CFCU 8.50 

 

(Pen Fed 4.99 its a BT APR but for the life of the balance, so figured it could be an honorable mention.)

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+