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Lowest fixed rate creit union card.

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Anonymous
Not applicable

Lowest fixed rate creit union card.

Since the Banks are playing games I'm moving over to credit unions. What CU has the lowest long therm fixed rate credit card? The best I'm aware of is 8.90%

Message 1 of 8
7 REPLIES 7
Romeoo47
Regular Contributor

Re: Lowest fixed rate creit union card.

I got 6.0% with my local credit union. 

Message 2 of 8
laz98
Senior Contributor

Re: Lowest fixed rate creit union card.

i'm sure it's going to depend somewhat on your credit.

Message 3 of 8
Itsmeagain
Established Contributor

Re: Lowest fixed rate creit union card.

I have Addison Avenue FCU @ 7.25%.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Message 4 of 8
Anonymous
Not applicable

Re: Lowest fixed rate creit union card.

Most credit unions seem to be moving away from fixed rate as well. I have Prime + %5 at Nevada Federal = %8.25

Message 5 of 8
Anonymous
Not applicable

Re: Lowest fixed rate creit union card.

6.9 Fixed with Tyndall FCU.  Their required credit score was 681 if I remember right.

Message 6 of 8
Itsmeagain
Established Contributor

Re: Lowest fixed rate creit union card.

 


@Anonymous wrote:

Most credit unions seem to be moving away from fixed rate as well.


 

True - My Addison Avenue card is actually prime plus 4% but has a cap at 12.75%

 


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Message 7 of 8
Anonymous
Not applicable

Re: Lowest fixed rate creit union card.

Credit score is not a probblem. To mutch avalible credit seems to be my probblem.

Message 8 of 8
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