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Member
rodm1
Posts: 10
Registered: ‎11-15-2009

Lowest fixed rate creit union card.

Since the Banks are playing games I'm moving over to credit unions. What CU has the lowest long therm fixed rate credit card? The best I'm aware of is 8.90%

Regular Contributor
Romeoo47
Posts: 201
Registered: ‎11-26-2007

Re: Lowest fixed rate creit union card.

I got 6.0% with my local credit union. 

Community Leader
Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: Lowest fixed rate creit union card.

i'm sure it's going to depend somewhat on your credit.

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008

Re: Lowest fixed rate creit union card.

I have Addison Avenue FCU @ 7.25%.


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Established Contributor
beenthere
Posts: 971
Registered: ‎01-13-2008

Re: Lowest fixed rate creit union card.

Most credit unions seem to be moving away from fixed rate as well. I have Prime + %5 at Nevada Federal = %8.25

1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
New Visitor
Stewdawggy
Posts: 1
Registered: ‎04-07-2010

Re: Lowest fixed rate creit union card.

6.9 Fixed with Tyndall FCU.  Their required credit score was 681 if I remember right.

Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008

Re: Lowest fixed rate creit union card.

 


beenthere wrote:

Most credit unions seem to be moving away from fixed rate as well.


 

True - My Addison Avenue card is actually prime plus 4% but has a cap at 12.75%

 


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


Take the FICO Fitness Challenge
Member
rodm1
Posts: 10
Registered: ‎11-15-2009

Re: Lowest fixed rate creit union card.

Credit score is not a probblem. To mutch avalible credit seems to be my probblem.


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