How often would you hit the luv button if it magically appeared on your checking account? Would you be reluctant to press it because maybe it come with a catch?
Ya catch would be it comes with a childhood stalker, LOL. For me it would appear twice and come with a hard pull. Subsequent would be soft pulls and then the last one would be a hard pull again. <---< I've figured out how to stop all that,...finally, so I should be good for the rest of my life. Similar to MyFICO 101