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Just in case any of our Macy's card holders are interested. I just received an alert from myFico and Macy's has reported to Equifax today. I'm kind of bummed because I actually have a huge balance. I'm at 20% utilization on my card only because they haven't been reporting. I figured I could skip paying them in full for the time being. It didn't affect my score though.
Yea I got an alert from EQ today saying a new account is reporting. Logged in and seen my Macys reporting too. It shows up with the opened date of 10/2015 which is good cuz I was hoping it didnt say January 2016 lol as I am hoping to get in with Chase soon. And dont wanna ruin my 5/24 rule thingy.
Yeah my EQ said an account that has been inactive for more than 5 months has become recently active Glad it didn't hurt my score.
My Macys Amex reported today middle of my statement cycle and thus far it is only Equifax. It's a start and I happy because I just got a 10k CLI, 4K to 14k! Now that looks nice on my report.
My wife's Macy's card finally updated this week to EQ (viewed on CK) and EX (viewed on CCT). The weird thing is that it is reporting an on-time payment for Oct 2015 and nothing else for the entire year. In fact, the last three months of 2014 are blank too: on-time up til Oct 2014, on-time for Oct 2015, and nothing since. Weird.
Oh well, I guess it's better than having a late payment on there!
@Anonymous wrote:My wife's Macy's card finally updated this week to EQ (viewed on CK) and EX (viewed on CCT). The weird thing is that it is reporting an on-time payment for Oct 2015 and nothing else for the entire year. In fact, the last three months of 2014 are blank too: on-time up til Oct 2014, on-time for Oct 2015, and nothing since. Weird.
Oh well, I guess it's better than having a late payment on there!
So,it is reporting on Experian. I monitor my credit with Experian and nothing yet, only Equifax. I will keep a look out.
That is a deceptive number of exclamation points for a very banal thing.
I see that my Macy's Amex has updated on different bureaus, with blank spaces for the 3 months, like others have said; however, I see the regular Macys store charge has yet to update on any of them!