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MACYS Red Star Rewards Visa upgrade question

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Anonymous
Not applicable

Re: MACYS Red Star Rewards Visa upgrade question

YES it is a "hard" because I took it (shouldn't have).  They pulled EXP here in California on me.
Message 11 of 17
Anonymous
Not applicable

Re: MACYS Red Star Rewards Visa upgrade question

WAIT A MINUTE- they did a "soft" on you and a "hard" on me?  I've had Macys forever!  Mine was a pre-approved offer, too.  I'm getting on that phone right now!Smiley Mad
Message 12 of 17
BBYGRL
Established Contributor

Re: MACYS Red Star Rewards Visa upgrade question

I did find a hard on my EX after reading your reply. I called Macy's and spoke to a Supervisor a few minutes ago. I explained to her that I have several recorded conversations with three different CSRs who assured me that there wouldn't be a hard pull if I accepted the upgrade. She put me on hold for 5 minutes. When she returned she was extremely apologetic and informed me that it was supposed to be a soft pull because it was a pre-approved offer. My info was sent to the wrong department. She said that they're going to recode the inquiry and will send a letter to me for my records. I'll keep you updated.
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 13 of 17
BBYGRL
Established Contributor

Re: MACYS Red Star Rewards Visa upgrade question

Call the Visa department and ask to speak toa supervisor 1-800-922-7029.  Although they gave me the wrong info initially, they were very nice and understanding. Good luck!!!
 
BTW - They did ask for the date I accepted andif I had the pre-approval letter.
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 14 of 17
Anonymous
Not applicable

Re: MACYS Red Star Rewards Visa upgrade question

How long do you have to be a Macys store card holder before you get the upgrade offer? I currently am a Gold card holder with a $800 limit (I ask for a CLI every 3 months like clockwork...started with $100). I would not mind having the Macys Visa, but I'm sure it's a pipe dream right now.
Message 15 of 17
BBYGRL
Established Contributor

Re: MACYS Red Star Rewards Visa upgrade question

My accounts are 18 years old.
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 16 of 17
jmbfl
Valued Contributor

Re: MACYS Red Star Rewards Visa upgrade question

Very few get this offer.
Message 17 of 17
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