MACYS closing due to inactivity? Anyone?

[goosedog]

I have bloomningdale and Macys card i got a couple of months ago. used them both once, and PIF before statements cut. Does anyone know how long i can go without using either card before they close them for inactivitiy? I don't really shop there, just got them for credit rebuilding mainly to report a line of credit at the time i went on my app spree.

[09Lexie]

You'd be safe within 1 yr. I've had mine since March and have used it twice- PIF

[enharu]

---

@goosedog wrote:

I have bloomningdale and Macys card i got a couple of months ago. used them both once, and PIF before statements cut. Does anyone know how long i can go without using either card before they close them for inactivitiy? I don't really shop there, just got them for credit rebuilding mainly to report a line of credit at the time i went on my app spree.

---

Macys and Bloomingdales close accounts after 1 year of inactivity.

[maiden_girl]

Macys hasn't closed mine yet but that's probably b/c I recently asked for a CLI this year. I haven't used this card since July 2012. I rarely shop at Macys anymore.

[creditnocash]

ive gone 6 months without use. have had it for about 2.5 years

[Brusilov]

I sometimes go 6-9 months between purchases.  As a guy who doesn't really like clothes shopping I tend to buy things in bulk and only when absolutely necessary .

I usually wait until they mail the star rewards passes.  Once you factor those in prices are very competitive and often lower than Amazon and other stores.

[creditnocash]

---

@Brusilov wrote:

I sometimes go 6-9 months between purchases.  As a guy who doesn't really like clothes shopping I tend to buy things in bulk and only when absolutely necessary .

I usually wait until they mail the star rewards passes.  Once you factor those in prices are very competitive and often lower than Amazon and other stores.

---

even without the passes, the store usually offers 15-20% and then the clerk scans an additional 15-30% for using the macys card. 

[maiden_girl]

---

@creditnocash wrote:

---

@Brusilov wrote:

I sometimes go 6-9 months between purchases.  As a guy who doesn't really like clothes shopping I tend to buy things in bulk and only when absolutely necessary .

I usually wait until they mail the star rewards passes.  Once you factor those in prices are very competitive and often lower than Amazon and other stores.

---

even without the passes, the store usually offers 15-20% and then the clerk scans an additional 15-30% for using the macys card. 

---

And you can PIF right at the counter without having to wait for the statement...DISCOUNTS! lol

[mikey78]

I have a express store card that was opened in 09 and last activity reported was 2011
i haven't used it until this past month only because i found out that my acct was still open and might as well put some purchases on it to keep it from closing and report to the CR

opened Gap card may 2012 and started using it recently

[Networth]

I live in a city with out a Macy's(so dumb we have a Nodstromes, Sak's, Dillards) but its one of my favorite clothing stores so when I am visiting other cities I shop there. Unfortunately the last time I was by a Macys and actually needed something was over a year ago, I just had my girlfriend buy some shoes online to make sure the account stays open.