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Just spoke to an MBNA (BoA, really) rep that told me that my statement date was Feb 11th.
Now I already knew that, but I wanted to make sure what the reporting date to the CA's was because I wanted to pull up my credit report a few days after.
Util in January was 36%, February should have me at 27.7%...
According to him the reporting date is the same as the statement date, is this about right? Am I safe to do it tonight on the 15th or should I wait an extra few days?
Follow my financial journey: http://www.frugalrican.com
Most creditors will report to the credit bureaus on the statement date.
You should be safe. I usually get updated on EX the day after (12th), then EQ (13th) and finally TU (14th or 15th).
Okay, I'm going through Equifax and TU tonight.
So I'll give it a shot. I didn't know if the fact that the 11th was a Saturday mattered at all or not.
Follow my financial journey: http://www.frugalrican.com
In the electronic world saturday is just like any other day.
Gotcha!
I work at a bank, so, Saturdays for me = Mondays
And then sometimes things won't get hard posted til Tuesday.
So my world is a little weirder.
Follow my financial journey: http://www.frugalrican.com
LOL....i bet it is! My DW is in that business!