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_andClimbing wrote:
LOL...this manager just asked me to fax a copy of the letter that someone received as proof that they are offering lower APRs. Unbelievable.
@Anonymous wrote:
@_andClimbing wrote:
LOL...this manager just asked me to fax a copy of the letter that someone received as proof that they are offering lower APRs. Unbelievable.Well how are people getting them
@heirophant wrote:So, let's get some real details...Do you guys have Hooters or some other merrick card? How long did you have the card before the letter recucing your apr? What behaviors did you exibit to cause this? If you PIF, I would think they might lower your apr to make some money off you.I have a crap APR, but I can't see myself getting rid of them anytimer soon, since they gave me a Hooters with a 3K limit. I have the $72 AF and 25.6%. Its insane. Great limit, though. I got it during the great Hooters rush of the Fall.
heirophant wrote:
I got it during the great Hooters rush of the Fall.
@rj2311 wrote:I read the letter and compared it with the back of my most recent statement. Here are the changes:Purchase Margin changed to 14.70% from 11.95%Cash Advance Margin changed to 19.70% from 16.95%Default Margin changed to 21.70% from 18.95%