@JustcallmeTM wrote:This is something I would like more detail on. For some reason everyone loves Chase UR, I dont see the big deal for it. At first I wanted a CSP card but looking through the partners I didnt see a need, the only advantage is hotels. If people are only going to talk about the value of the points then its not even a real response.
I want to get the TY premier (public transportation/tolls etc.. counting 3x is key next to the 2x in entertainment/dining) to use in combination with my PRG/ED cards ( I rarely use the PRG, only for trips, ED is only for groceries). I needed to cover all my catergories without overlapping (even though some are). Entertainment catergory is important to me since I am a season ticket holder and go to alot of games, I am a member of the Bronx Zoo and Natural History Museum. I could close my Marvel and move the digital subscriptions since it counts as entertainment, I tend to spend more on entertainment, dining, groceries than most other catergories. I tend to not use my PRG at all unless I am going on a trip somewhere, but would prefer to just mothball this card for when I need it only in an emergency and not have it as part of my everyday rotation.
The reason why I want the TYP both Amex and Citi are partners with JetBlue/Delta/American Airlines/Hilton/Amtrak I use them more than any other and then Singapore Airlines KrisFlyer, Flying Blue and Virgin Atlantic Flying Club which opens up even more avenues. What I wanted is cards that I can move the points if needed from Amex or Citi to the partners so that if I needed to cap one in points I have MR and TYP points to tap from Looking through the list Citi and Amex has alot more partners in common than Chase.
For me at this point UR would only have a purpose for me with hotels, but the MR/TYP has a better combination using it in conjuction for Airlines and the UR has the advantage in only hotel choices in my opinion. Airline cc are mostly useless to me (except JetBlue) and Hotel cards have more value I tend to look at the MR/UR/TYP as cards to use for airline use more than hotels.
CSR now gives you 1.50x on their travel portal which can give you additional options. I have used this option at times booking some flights. I fly first class but pay for what coach would cost and use points for the remaining first class fare for personal travel. Business travel is now all on my Amex Plat for 5x.
If you use your MR and UR point wisely and use amex plat concierge for aa pricing of some flights you don't have to fly coach again. In addition, you get miles on your airline for booking reward flights w/ MR and UR flights, which gives you more options for booking flights between the three by either transfers or CCC portal bookings.
I never had any use of TYP other than the 1.60x on AA which is going away.
Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
@JustcallmeTM wrote:
@redpat wrote:
@JustcallmeTM wrote:This is something I would like more detail on. For some reason everyone loves Chase UR, I dont see the big deal for it. At first I wanted a CSP card but looking through the partners I didnt see a need, the only advantage is hotels. If people are only going to talk about the value of the points then its not even a real response.
I want to get the TY premier (public transportation/tolls etc.. counting 3x is key next to the 2x in entertainment/dining) to use in combination with my PRG/ED cards ( I rarely use the PRG, only for trips, ED is only for groceries). I needed to cover all my catergories without overlapping (even though some are). Entertainment catergory is important to me since I am a season ticket holder and go to alot of games, I am a member of the Bronx Zoo and Natural History Museum. I could close my Marvel and move the digital subscriptions since it counts as entertainment, I tend to spend more on entertainment, dining, groceries than most other catergories. I tend to not use my PRG at all unless I am going on a trip somewhere, but would prefer to just mothball this card for when I need it only in an emergency and not have it as part of my everyday rotation.
The reason why I want the TYP both Amex and Citi are partners with JetBlue/Delta/American Airlines/Hilton/Amtrak I use them more than any other and then Singapore Airlines KrisFlyer, Flying Blue and Virgin Atlantic Flying Club which opens up even more avenues. What I wanted is cards that I can move the points if needed from Amex or Citi to the partners so that if I needed to cap one in points I have MR and TYP points to tap from Looking through the list Citi and Amex has alot more partners in common than Chase.
For me at this point UR would only have a purpose for me with hotels, but the MR/TYP has a better combination using it in conjuction for Airlines and the UR has the advantage in only hotel choices in my opinion. Airline cc are mostly useless to me (except JetBlue) and Hotel cards have more value I tend to look at the MR/UR/TYP as cards to use for airline use more than hotels.
CSR now gives you 1.50x on their travel portal which can give you additional options. I have used this option at times booking some flights. I fly first class but pay for what coach would cost and use points for the remaining first class fare for personal travel. Business travel is now all on my Amex Plat for 5x.
If you use your MR and UR point wisely and use amex plat concierge for aa pricing of some flights you don't have to fly coach again. In addition, you get miles on your airline for booking reward flights w/ MR and UR flights, which gives you more options for booking flights between the three by either transfers or CCC portal bookings.
I never had any use of TYP other than the 1.60x on AA which is going away.
I believe Citi rewards you with air miles for booking through there site using points also. Amex has AA as partners and Citi are partners to move points to, but since I live in NYC the main hubs are Delta/JetBlue for me, Chase doesnt have an agreement with either to move points into if need be only the flyblue partner. Flexibility is the main key way to get the points off and move them around and Citi and Amex has more partners in common than Chase. So if I wanted to fly delta/Jetblue or AA I can move points into my jetblue account or AA if needed to cap it off from both Citi and Amex.
My wife has the JetBlue/Delta/Hilton Amex card with 40k/60k/80k points and I have about 90k on MR, if I had the TYP I can get the max value for my points. I dont want to be stuck using Chase portal all the time for me persoanlly the only good use for the UR is strictly if I was going to use it for hotels, and even then I would rather get a SPG and hope everything merges and it would eliminate my need for another points card. I dont currently have any actual branded airline or hotel card on my profile.
For a family of 6 I dont believe in flying first class at all, it would cost more to fly than actually vacation in itself. For me cards have to tie in together they have to serve a purpose if not the card aint worth crap, and Im to the point of having a card for padding is pretty dumb and annoying. I prefer a specfic number of cards with good CL for its purpose and actually get used than sitting somewhere and remembering to use it or put some auto pay option on it.
Chase has its perks Im not knocking UR points, i just don't see a purpose when the only thing I see from them that I would use it for is hotel uses only, I would prefer to use Amex or Citi to book my airline due to the main airline hubs there
Stick the kids in coach when or if they are old enough to be by themselves, you and DW go to first class, lol!
With four kids, you deserve a break!
For myself I prefer MRs because I Fly Delta and MR cards work best for that. I went with the PRG because it has the most points you can earn on everyday purchases and I don't fly enough to take advantage of Platinum benefits.
