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MSD Backdating

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Longroad
Established Contributor

MSD Backdating

After the long hard battle back up the credit hill, I have finally gotten back in with AMEX. When I received my new cards in the mail yesterday they had 2014 as the MSD. I knew that I had a card in the very distant past but could even remember when it was. Visited with a CSR via chat yesterday and asked her if she could look into my MSD date. This morning I logged onto my account and noticed my MSD had been updated to ........... 1980!!!!!  34 years of backdating. I don't guess those 2 accounts will hurt my AAoA much. Thanks for all of the help from everyone on this forum. I would have never known about the backdating without what I have learned here.

Message 1 of 6
5 REPLIES 5
BigBS
Senior Contributor

Re: MSD Backdating

Glad they worked it out for you.  Definitely a boost to the AAoA!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 6
DevotionToU
Regular Contributor

Re: MSD Backdating

Quite the boost to AAoA!  

$18000 Discover IT / $6000 Chase Freedom / $5000 DCU Visa / $3900 Fifth Third / $2500 Capital One Quicksilver / $2000 AMEX Blue Cash Everyday / $500 Chase Slate
Message 3 of 6
bobbay
Established Contributor

Re: MSD Backdating


@Longroad wrote:

After the long hard battle back up the credit hill, I have finally gotten back in with AMEX. When I received my new cards in the mail yesterday they had 2014 as the MSD. I knew that I had a card in the very distant past but could even remember when it was. Visited with a CSR via chat yesterday and asked her if she could look into my MSD date. This morning I logged onto my account and noticed my MSD had been updated to ........... 1980!!!!!  34 years of backdating. I don't guess those 2 accounts will hurt my AAoA much. Thanks for all of the help from everyone on this forum. I would have never known about the backdating without what I have learned here.


That is awesome!  Congrats.


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 4 of 6
SunriseEarth
Moderator Emeritus

Re: MSD Backdating


@Longroad wrote:

After the long hard battle back up the credit hill, I have finally gotten back in with AMEX. When I received my new cards in the mail yesterday they had 2014 as the MSD. I knew that I had a card in the very distant past but could even remember when it was. Visited with a CSR via chat yesterday and asked her if she could look into my MSD date. This morning I logged onto my account and noticed my MSD had been updated to ........... 1980!!!!!  34 years of backdating. I don't guess those 2 accounts will hurt my AAoA much. Thanks for all of the help from everyone on this forum. I would have never known about the backdating without what I have learned here.


Very nice!   Congrats on backdate!

 

I think the chat feature is the best way to "correct" one's MSD.   That's how I got my 1998 MSD.   It's a great feature of AMEX (which I learned here, as well!).   



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Message 5 of 6
Involver
Valued Contributor

Re: MSD Backdating

Yes, chat is definitely the way to go.

Message 6 of 6
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