MTV® Visa® Card From Capital One®

[clumsymoon]

Trying to break away from my bank credit card and looking for a new one. Does anyone have any experience with the MTV® Visa® Card From Capital One®? What type of credit limits do they offer? How tough is it to get the card? I have a decent credit score but tons of student loan debt, but no negatives either. Any input would be appreciated!

[anybodii]

Cap pulls all 3 credit reports, try Chase or CITI  I hate my Cap1 card.

[Anonymous]

Capital One is a good trade line.  I've had them for about ten years and I have only myself to blame for the few problems I've had with them (I also purchased two cars through them.)

[Anonymous]

If you're wanting to go with Cap1, go with the no hassle cash rewards card, IMO. It's their best card, besides Venture. The rewards are pretty decent and AF is totally worth it.

As stated above, any Cap1 card will pull all 3 CRA's.

[Anonymous]

Also if your credit is excellent, the prime no hassle card has no AF. Then there's the venture and platinum prestige (lower interest if you keep a balance). Personally I like the venture.